420 Locust Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 420 Locust Point Rd, Rumson, NJ 07760

Property Summary

Property Type	Farm - Irrigated or Dry
Details	5 bd · 2.5 ba · 4,752 sqft · built 1997
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,900,000 (Feb 2015)
Tax Bill	$27,858 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-00840-0000-00066`

Property Details

APN / Parcel Number

Primary APN	`32-00840-0000-00066`
Alternative APNs	`3200469000000004Q` `320084000066`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,752 sqft Living Area
Gross Area	4,366 sqft
1st Floor Area	3,261 sqft
Upper Floors Area	2,423 sqft
Basement Area	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Other
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Built-in
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Old Parcel Number	3200469000000004Q
Street Address	420 LOCUST POINT RD
City	RUMSON
State	NJ
Zip	07760-2320
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	R110
Legal Description	INCL BLK 840 LOTS 66 & 66-Q
Legal Subdivision	MIDDLETOWN
Legal Block	840
Legal Lot Number	66
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1004
Census Tract	800900

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 LOCUST POINT RD, RUMSON, NJ 07760-2320
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2015 · Amount on Record
Deed Sale	Feb 19, 2015 · Amount on Record
Prior Sale	Mar 16, 1995 · Amount on Record
Deed Document Number	201513216
Deed Book / Page	9100 / 4462
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	420 LOCUST POINT RD, RUMSON, NJ 07760-2320
Document Number	0000081078
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 LOCUST POINT RD LOCUST NJ 077602320, LOCUST, NJ 07760-2320

Mortgage

Document Number	0000081078
Date	Sep 3, 2019
Book Page	009366/004514
Instrument	81078

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,883,800 (+9.14%) Land $793,700 Building $1,090,100	$1,883,800 (+9.14%) Land $793,700 Building $1,090,100
2025	$27,858.00 (+9.32%)	$1,726,000 (+9.68%) Land $621,400 Building $1,104,600	$1,726,000 (+9.68%) Land $621,400 Building $1,104,600
2024	$25,482.00 (-8.89%)
2023		$1,573,700 Land $498,200 Building $1,075,500	$1,573,700 Land $498,200 Building $1,075,500
2022	$27,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1984–2012)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 65% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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