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43 River Falls Dr, Cocoa Beach, FL 32931 Property Records

Brevard County property record for 43 River Falls Dr, Cocoa Beach, FL 32931

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,285 sqft · built 1991
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$455,000 (Jan 2020)
Tax Bill$6,303 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-37-27-01-*-10

Property Details

APN / Parcel Number

Primary APN25-37-27-01-*-10
Alternative APNs
  • 25-37-27-01-00000.0-0010.00
  • 2520630

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,285 sqft Living Area
Gross Area3,345 sqft
1st Floor Area2,285 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions112 ft deep x 90 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area722 sqft
PorchScreened/Unfinished Porch
Porch Area338 sqft
Patio Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2520630
Street Address43 RIVER FALLS DR
CityCOCOA BEACH
StateFL
Zip32931-2397
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionRIVER FALLS ESTATES LOT 10
Legal Range37E
Legal Township25S
Legal Section27
Legal SubdivisionRIVER FALLS ESTATES
Legal Lot Number10
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA BEACH-CAPE CANAVERAL
Census Block Group2
Census Block2041
Census Tract68101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address43 RIVER FALLS DR, COCOA BEACH, FL 32931-2397
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Jan 23, 2020Warranty Deed, Transfer · Conventional Mortgage
TIAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2020 · Amount on Record
Deed SaleJan 23, 2020 · Amount on Record
Prior SaleOct 21, 2013 · Amount on Record
Deed Document Number202017690
Deed Book / Page8645 / 1232
Last Transfer DateJul 10, 2024
Transfer Doc0101062260
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address43 RIVER FALLS DR, COCOA BEACH, FL 32931-2397
Transaction TypeMortgage
Record UpdatedApr 1, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 RIVER FALLS DR, COCOA BEACH, FL 32931-2397

Mortgage

Document Number0094470305
DateMar 17, 2022
Book Page9447/305
Instrument2022066621
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 26, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJan 23, 2020
Property Address43 RIVER FALLS DR, COCOA BEACH, FL 32931-2397
Document Number0086451232
Book / Page008645 / 001232
Instrument DateJan 22, 2020
Instrument17690
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,185.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address43 RIVER FALLS DR COCOA BEACH FL 329312397, COCOA BEACH, FL 32931-2397

Mortgage

Document Number86451234
DateJan 23, 2020
Book Page008645/001234
Instrument17691
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityCocoa Beach City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$443,770 (+2.7%)$603,610 (-6.97%)
2025$6,303.00 (+1.78%)$432,110 (+5.98%)$648,830 (+9.37%)
2024$6,193.00 (+1.91%)
2023$6,077.00 (+7.48%) Homeowner's exemption$407,710 (+3%)$593,230 (+9.72%) Land $200,000 Building $393,230
2022$5,654.00 Homeowner's exemption$395,840$540,700 Land $200,000 Building $340,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 256 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies916 units insured
incl. 660 condo units
Nearby Flood Claims70 (1978–2024)
Claims Outside the SFHA28 of 70
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 4 claims
  • Hurricane Frances, Sep 2004 · 28 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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