43 Richards St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 43 Richards St, Worcester, MA 01603

Property Summary

Property Type	Triplex
Details	9 bd · 6 ba · 3,162 sqft · built 1895
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Oct 2019)
Tax Bill	$8,535 (2026)
Deeds & Mortgages	Dec 2024 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-012-00008`

Property Details

APN / Parcel Number

Primary APN	`7-012-00008`
Alternative APN	`WORC M:07 B:012 L:00008`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,162 sqft Living Area
Gross Area	5,191 sqft
1st Floor Area	1,054 sqft
Basement Area	1,131 sqft
Unfinished Basement	1,131 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	7-012-00008
Street Address	43 RICHARDS ST
City	WORCESTER
State	MA
Zip	01603-2768
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	12
Legal Lot Number	8
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2001
Census Tract	731204

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 RICHARDS ST, WORCESTER, MA 01603-2768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) STG MORTGAGE INC
Oct 30, 2019	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 21, 2018	Quit Claim Deed, Transfer BAY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Mar 21, 2018
Deed Document Number	2019115503
Deed Book / Page	61329 / 349
Prior Transfer Date	Oct 29, 2019
Prior Transfer Doc	61329-349
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	43 RICHARDS ST, WORCESTER, MA 01603-2768
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071474-33
Date	Dec 27, 2024
Book Page	71474/33
Instrument	108501

Lender

Name	STG MORTGAGE INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2045

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 30, 2019
Property Address	43 RICHARDS ST, WORCESTER, MA 01603-2768
Document Number	61329-349
Book / Page	61329 / 349
Instrument Date	Oct 29, 2019
Instrument	115503
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 RICHARDS ST, WORCESTER, MA 01603-2768

Mortgage

Document Number	115504
Date	Oct 30, 2019
Instrument	115504

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 21, 2018
Property Address	43 RICHARDS ST, WORCESTER, MA 01603-2768
Document Number	58569-313
Book / Page	58569 / 313
Instrument	26476
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$37.25
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 RICHARDS ST, WORCESTER, MA 01603-2768

Mortgage

Document Number	58569-316
Date	Mar 21, 2018
Book Page	58569/316
Instrument	26477

Lender

Name	BAY STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,535.00 (+3.45%)	$642,700 (+2.75%) Land $86,300 Building $556,400
2025	$8,250.00 (+13.01%)	$625,500 (+22.86%) Land $81,200 Building $544,300
2023	$7,300.00	$509,100 Land $70,600 Building $438,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Richards St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures