40 Richards St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 40 Richards St, Worcester, MA 01603

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 4,561 sqft · built 1906
Lot Size	0.227 acres (9,874 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Apr 2022)
Tax Bill	$6,511 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-012-00021`

Property Details

APN / Parcel Number

Primary APN	`7-012-00021`
Alternative APN	`WORC M:07 B:012 L:00021`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	4,561 sqft Living Area
Gross Area	7,326 sqft
1st Floor Area	1,611 sqft
Basement Area	1,571 sqft
Unfinished Basement	1,571 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Slate
Lot Area	9,874 sqft (0.227 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	7-012-00021
Street Address	40 RICHARDS ST
City	WORCESTER
State	MA
Zip	01603-2767
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	12
Legal Lot Number	21
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2002
Census Tract	731204

Owner

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 RICHARDS ST, WORCESTER, MA 01603-2767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jan 31, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Jan 31, 2019 · Amount on Record
Deed Book / Page	67394 / 1
Record Updated	Jun 8, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 6, 2022
Property Address	40 RICHARDS ST, WORCESTER, MA 01603-2767
Document Number	00067394-1
Book / Page	67394 / 1
Instrument Date	Apr 6, 2022
Instrument	38172
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038173
Date	Apr 6, 2022
Instrument	38173

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 31, 2019
Property Address	40 RICHARDS ST, WORCESTER, MA 01603-2767
Document Number	59995-224
Book / Page	59995 / 224
Instrument Date	Dec 13, 2018
Instrument	9276
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RICHARDS ST, WORCESTER, MA 01603-2767

Mortgage

Document Number	9277
Date	Jan 31, 2019
Instrument	9277

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,511.00 (+10.69%)	$493,600 (+20.33%) Land $98,500 Building $395,100
2023	$5,882.00	$410,200 Land $85,600 Building $324,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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