39 Richards St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 39 Richards St, Worcester, MA 01603

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 4,626 sqft · built 1897
Lot Size	0.206 acres (8,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Dec 2023)
Tax Bill	$7,675 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-012-00007`

Property Details

APN / Parcel Number

Primary APN	`7-012-00007`
Alternative APN	`WORC M:07 B:012 L:00007`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,626 sqft Living Area
Gross Area	7,126 sqft
1st Floor Area	1,542 sqft
Basement Area	1,542 sqft
Unfinished Basement	1,542 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Other
Exterior Material	Combination
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,983 sqft (0.206 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	7-012-00007
Street Address	39 RICHARDS ST
City	WORCESTER
State	MA
Zip	01603-2770
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	12
Legal Lot Number	7
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2001
Census Tract	731204

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11814 9TH AVE, COLLEGE POINT, NY 11356-1016
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	2023109121
Last Transfer Date	Jul 24, 2024
Transfer Doc	070859-297
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 29, 2023
Property Address	39 RICHARDS ST, WORCESTER, MA 01603-2770
Document Number	070053-103
Book / Page	70053 / 103
Instrument Date	Dec 29, 2023
Instrument	109121
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11814 9TH AVE, COLLEGE POINT, NY 11356-1016

Mortgage

Document Number	0000109122
Date	Dec 29, 2023
Instrument	109122

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Jan 1, 2027
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,675.00 (+3.66%)	$577,900 (+2.96%) Land $104,300 Building $473,600
2025	$7,404.00 (+59.02%)	$561,300 (+72.87%) Land $98,200 Building $463,100
2023	$4,656.00	$324,700 Land $85,400 Building $239,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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