42 Richards St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 42 Richards St, Worcester, MA 01603

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 6 ba · 3,734 sqft · built 1917
Lot Size	0.163 acres (7,114 sqft)
Owner	Company Name on Record
Last Sale	$370,000 (Sep 2019)
Tax Bill	$11,109 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-012-00020`

Property Details

APN / Parcel Number

Primary APN	`7-012-00020`
Alternative APN	`WORC M:07 B:012 L:00020`

Interior

Bedrooms	8 Beds
Full Baths	6 Baths
Total Rooms	18 Rooms
Units	6 Units
Stories	3 Stories
Building Area	3,734 sqft Living Area
Gross Area	6,914 sqft
1st Floor Area	1,586 sqft
Basement Area	1,586 sqft
Unfinished Basement	1,586 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Other
Exterior Material	Combination
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,114 sqft (0.163 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	7-012-00020
Street Address	42 RICHARDS ST
City	WORCESTER
State	MA
Zip	01603-2654
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RG-5
Legal Block	12
Legal Lot Number	20
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2002
Census Tract	731204

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18 CAMDEN AVE, WORCESTER, MA 01604-3331
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Deed of Trust, Mortgage CORNERSTONE BANK
Sep 27, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	2019100747
Deed Book / Page	61130 / 139
Prior Transfer Date	Jul 26, 2019
Prior Transfer Doc	61130-139
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	42 RICHARDS ST, WORCESTER, MA 01603-2654
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59054-108
Date	Jul 3, 2018
Book Page	59054/108
Instrument	67671

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 27, 2019
Property Address	42 RICHARDS ST, WORCESTER, MA 01603-2654
Document Number	61130-139
Book / Page	61130 / 139
Instrument Date	Jul 26, 2019
Instrument	100747
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CAMDEN AVE, WORCESTER, MA 01604-3331

Mortgage

Document Number	100748
Date	Sep 27, 2019
Instrument	100748

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,109.00 (+15.6%)	$836,500 (+14.81%) Land $92,600 Building $743,900
2025	$9,610.00 (+1.35%)	$728,600 (+10.19%) Land $88,200 Building $640,400
2023	$9,482.00	$661,200 Land $48,100 Building $613,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Richards St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures