55 Richards St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 55 Richards St, Worcester, MA 01603

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,896 sqft · built 1912
Lot Size	0.122 acres (5,334 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Sep 2023)
Tax Bill	$5,135 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7-012-00026`

Property Details

APN / Parcel Number

Primary APN	`7-012-00026`
Alternative APN	`WORC M:07 B:012 L:00026`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,896 sqft Living Area
Gross Area	3,525 sqft
1st Floor Area	846 sqft
Basement Area	846 sqft
Unfinished Basement	846 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,334 sqft (0.122 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	7-012-00026
Street Address	55 RICHARDS ST
City	WORCESTER
State	MA
Zip	01603-2647
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RG-5
Legal Block	12
Legal Lot Number	26
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2006
Census Tract	731204

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 RICHARDS ST, WORCESTER, MA 01603-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Aug 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage AVIDIA BANK
Nov 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	202374158
Deed Book / Page	69611 / 338
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 6, 2023
Property Address	55 RICHARDS ST, WORCESTER, MA 01603-2647
Document Number	069611-338
Book / Page	69611 / 338
Instrument Date	Sep 6, 2023
Instrument	74158
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 RICHARDS ST, WORCESTER, MA 01603-2647

Mortgage

Document Number	0000074159
Date	Sep 6, 2023
Instrument	74159

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	55 RICHARDS ST, WORCESTER, MA 01603-2647
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65903-17
Date	Aug 24, 2021
Book Page	65903/17
Instrument	118720

Lender

Name	AVIDIA BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 30, 2020
Property Address	55 RICHARDS ST, WORCESTER, MA 01603-2647
Document Number	63865-169
Book / Page	063865 / 000169
Instrument Date	Nov 30, 2020
Instrument	147064
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$775.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 ARLINGTON ST #5THFL BOSTON MA 021163408, 5THFL, BOSTON, MA 02116-3408

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 26, 2017
Property Address	55 RICHARDS ST, WORCESTER, MA 01603-2647
Document Number	57319-389
Book / Page	057319 / 000389
Instrument Date	Feb 1, 2017
Instrument	66560
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50 DEEPDALE RD WORCESTER MA 016061078, WORCESTER, MA 01606-1078

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,135.00 (+3.7%)	$386,700 (+3.01%) Land $89,300 Building $297,400	$460,357
2025	$4,952.00 (+42.87%)	$375,400 (+55.32%) Land $84,000 Building $291,400
2023	$3,466.00	$241,700 Land $73,100 Building $168,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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