38 Picardy Ln, Saint Louis, MO 63124 Property Records

St. Louis County property record for 38 Picardy Ln, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,639 sqft · built 1938
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$731,000 (Apr 2019)
Tax Bill	$12,091 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19M-61-0054`

Property Details

APN / Parcel Number

Primary APN	`19M-61-0054`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,639 sqft Living Area
Gross Area	2,674 sqft
1st Floor Area	1,187 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	170 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	374 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Patio Area	35 sqft
Poultry House	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38 PICARDY LN
City	SAINT LOUIS
State	MO
Zip	63124-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	EXERMONT PARK LOT 38
Legal Subdivision	EXERMONT PARK
Legal Lot Number	38
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	5
Census Block	5006
Census Tract	215400

Owner

38 Picardy Ln is owned and occupied by two individuals who acquired it in July 2019.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 PICARDY LN, SAINT LOUIS, MO 63124-1628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 2, 2019	Warranty Deed, Transfer CARLSON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Prior Sale	Dec 23, 2010 · Amount on File
Deed Document Number	2019167
Deed Book / Page	23464 / 1145
Last Transfer Date	Jul 18, 2019
Transfer Doc	02361604091
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	38 PICARDY LN, SAINT LOUIS, MO 63124-1628
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PICARDY LN, SAINT LOUIS, MO 63124-1628

Mortgage

Document Number	0251024170
Date	Sep 10, 2021
Book Page	25102/4170
Instrument	2021091000450

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	38 PICARDY LN, SAINT LOUIS, MO 63124-1628
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PICARDY LN, SAINT LOUIS, MO 63124-1628

Mortgage

Document Number	0244324621
Date	Nov 12, 2020
Book Page	24432/4621
Instrument	2020111200703

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 2, 2019
Property Address	38 PICARDY LN, SAINT LOUIS, MO 63124-1628
Document Number	0234641145
Book / Page	023464 / 001145
Instrument Date	Mar 28, 2019
Instrument	167
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 PICARDY LN ST LOUIS MO 631241628, ST LOUIS, MO 63124-1628

Mortgage

Document Number	234641148
Date	Apr 2, 2019
Book Page	023464/001148
Instrument	168

Lender

Name	CARLSON MTG
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 38 Picardy Ln was $12,091, up 47% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,200 (-38.91%) Land $167,710 Building $18,490	$980,000 (-38.91%) Land $882,700 Building $97,300
2025	$12,091.00 (+46.97%)	$304,800 Land $226,270 Building $78,530	$1,604,200 Land $1,190,900 Building $413,300
2024	$8,227.00 (+0.19%)
2023	$8,211.00	$121,900 Land $98,380 Building $23,520	$641,600 Land $517,800 Building $123,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Picardy Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1979–2014)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Picardy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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