43 Cedarbrook Dr, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 43 Cedarbrook Dr, Lancaster, NY 14086

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,047 sqft · built 2001
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on Record
Last Sale$476,000 (Jun 2023)
Tax Bill$9,671 (2026)
Deeds & MortgagesDec 2022 Line of Credit
Jun 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN145289 94.17-2-49

Property Details

APN / Parcel Number

Primary APN145289 94.17-2-49
Alternative APN
  • 52890941700002049000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,047 sqft Living Area
1st Floor Area1,127 sqft
2nd Floor Area920 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions217 ft deep x 88 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address43 CEDARBROOK DR
CityLANCASTER
StateNY
Zip14086-1437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionMC 2633 SL 205
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block2
Legal Lot Number49.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group3
Census Block3024
Census Tract14208

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address43 CEDARBROOK DR, LANCASTER, NY 14086-1437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jun 14, 2023Warranty Deed, Transfer · Conventional Mortgage
PREMIUM MORTGAGE CORP
May 7, 2019Warranty Deed, Transfer · Conventional with PMI
BANK OF AKRON
Sep 28, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2023 · Amount on Record
Deed SaleJun 14, 2023 · Amount on Record
Prior SaleMay 7, 2019 · Amount on Record
Deed Document Number20232023102054
Deed Book / Page11418 / 2425
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address43 CEDARBROOK DR, LANCASTER, NY 14086-1437
Transaction TypeMortgage
Record UpdatedApr 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 CEDARBROOK DR, LANCASTER, NY 14086-1437

Mortgage

Document Number0140774362
DateDec 13, 2022
Book Page14077/4362
Instrument2022232396
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 22, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateJun 14, 2023
Property Address43 CEDARBROOK DR, LANCASTER, NY 14086-1437
Document Number0114182425
Book / Page11418 / 2425
Instrument DateJun 13, 2023
Instrument2023102054
Transaction TypeTransfer
Record UpdatedApr 2, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,904.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43 CEDARBROOK DR, LANCASTER, NY 14086-1437

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 ECKERSON AVE, AKRON, NY 14001-1120

Mortgage

Document Number0140938513
DateJun 14, 2023
Instrument14093/8513
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateMay 7, 2019
Property Address43 CEDARBROOK DR, LANCASTER, NY 14086-1437
Document Number0113441112
Book / Page011344 / 001112
Instrument DateApr 30, 2019
Transaction TypeTransfer
Record UpdatedMay 27, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$342.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address100 N LAKE DR #11 ORCHARD PARK NY 141272958, 11, ORCHARD PARK, NY 14127-2958

Mortgage

Document Number138951918
DateMay 7, 2019
Book Page013895/001918
Lender
NameBANK OF AKRON
TypeBank
AddressAKRON, NY 14001
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 6, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateSep 28, 2018
Property Address43 CEDARBROOK DR, LANCASTER, NY 14086-1437
Document Number0113351344
Book / Page011335 / 001344
Instrument DateSep 27, 2018
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$300.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address45 CEDARBROOK DR LANCASTER NY 140861437, LANCASTER, NY 14086-1437

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,671.00 (+115.73%)
2025$4,483.00 (-51.84%)$342,000 (-) Land $70,000 Building $272,000$534,375 (+12.5%) Land $109,375 Building $425,000
2024$9,309.00$342,000 (-) Land $70,000 Building $272,000$475,000 (+4.17%) Land $97,222 Building $377,778
2023$342,000 (-) Land $70,000 Building $272,000$456,000 (+16%) Land $93,333 Building $362,667
2022$342,000 Land $70,000 Building $272,000$393,100 Land $80,459 Building $312,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–1981)
Most Recent ClaimFeb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA LANCASTER
serves 29,018 people · EPA ID NY1400421
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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