Erie County and Lancaster Town property record for 43 Cedarbrook Dr, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,047 sqft · built 2001 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $476,000 (Jun 2023) |
| Tax Bill | $9,671 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 94.17-2-49 |
| Primary APN | 145289 94.17-2-49 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,047 sqft Living Area |
| 1st Floor Area | 1,127 sqft |
| 2nd Floor Area | 920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 217 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 43 CEDARBROOK DR |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-1437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MC 2633 SL 205 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 49.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 14208 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43 CEDARBROOK DR, LANCASTER, NY 14086-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| May 7, 2019 | Warranty Deed, Transfer · Conventional with PMI BANK OF AKRON |
| Sep 28, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on Record |
| Deed Sale | Jun 14, 2023 · Amount on Record |
| Prior Sale | May 7, 2019 · Amount on Record |
| Deed Document Number | 20232023102054 |
| Deed Book / Page | 11418 / 2425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 43 CEDARBROOK DR, LANCASTER, NY 14086-1437 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 43 CEDARBROOK DR, LANCASTER, NY 14086-1437 |
| Document Number | 0140774362 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 14077/4362 |
| Instrument | 2022232396 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 14, 2023 |
| Property Address | 43 CEDARBROOK DR, LANCASTER, NY 14086-1437 |
| Document Number | 0114182425 |
| Book / Page | 11418 / 2425 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 2023102054 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,904.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 CEDARBROOK DR, LANCASTER, NY 14086-1437 |
| Name | Verified Name |
|---|---|
| Address | 52 ECKERSON AVE, AKRON, NY 14001-1120 |
| Document Number | 0140938513 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 14093/8513 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 7, 2019 |
| Property Address | 43 CEDARBROOK DR, LANCASTER, NY 14086-1437 |
| Document Number | 0113441112 |
| Book / Page | 011344 / 001112 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 100 N LAKE DR #11 ORCHARD PARK NY 141272958, 11, ORCHARD PARK, NY 14127-2958 |
| Document Number | 138951918 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 013895/001918 |
| Name | BANK OF AKRON |
|---|---|
| Type | Bank |
| Address | AKRON, NY 14001 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 28, 2018 |
| Property Address | 43 CEDARBROOK DR, LANCASTER, NY 14086-1437 |
| Document Number | 0113351344 |
| Book / Page | 011335 / 001344 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 45 CEDARBROOK DR LANCASTER NY 140861437, LANCASTER, NY 14086-1437 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,671.00 (+115.73%) | ||
| 2025 | $4,483.00 (-51.84%) | $342,000 (-) Land $70,000 Building $272,000 | $534,375 (+12.5%) Land $109,375 Building $425,000 |
| 2024 | $9,309.00 | $342,000 (-) Land $70,000 Building $272,000 | $475,000 (+4.17%) Land $97,222 Building $377,778 |
| 2023 | $342,000 (-) Land $70,000 Building $272,000 | $456,000 (+16%) Land $93,333 Building $362,667 | |
| 2022 | $342,000 Land $70,000 Building $272,000 | $393,100 Land $80,459 Building $312,641 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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