40 Cedarbrook Dr, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 40 Cedarbrook Dr, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,730 sqft · built 2003
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,969 (May 2003)
Tax Bill	$10,037 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`145289 94.17-2-59`

Property Details

APN / Parcel Number

Primary APN	`145289 94.17-2-59`
Alternative APN	`52890941700002059000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,730 sqft Living Area
1st Floor Area	1,504 sqft
2nd Floor Area	1,226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	329 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40 CEDARBROOK DR
City	LANCASTER
State	NY
Zip	14086-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	MC 2633 SL 156
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	59.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3023
Census Tract	14208

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 CEDARBROOK DR, LANCASTER, NY 14086-1436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2003 · Amount on Record
Deed Sale	May 19, 2003 · Amount on Record
Deed Document Number	20035191058
Deed Book / Page	11040 / 4659
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	40 CEDARBROOK DR, LANCASTER, NY 14086-1436
Document Number	0138708646
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CEDARBROOK DR LANCASTER NY 140861436, LANCASTER, NY 14086-1436

Mortgage

Document Number	0138708646
Date	Sep 20, 2018
Book Page	013870/008646

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 19, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,037.00 (+116.41%)
2025	$4,638.00 (-52%)	$356,000 (-) Land $70,000 Building $286,000	$556,250 (+12.51%) Land $109,375 Building $446,875
2024	$9,662.00	$356,000 (-) Land $70,000 Building $286,000	$494,400 (+4.15%) Land $97,213 Building $397,187
2023		$356,000 Land $70,000 Building $286,000	$474,700 Land $93,340 Building $381,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Feb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20