43 Blacksmith Rd, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 43 Blacksmith Rd, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,860 sqft · built 1968
Lot Size	0.781 acres (34,000 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2009)
Tax Bill	$7,519 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 6`

Property Details

APN / Parcel Number

Primary APN	`MAP 6`
Alternative APN	`WILB M:950 B:43 L:281`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
Gross Area	3,916 sqft
1st Floor Area	1,028 sqft
Basement Area	1,028 sqft
Unfinished Basement	412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,000 sqft (0.781 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 6
Street Address	43 BLACKSMITH RD
City	WILBRAHAM
State	MA
Zip	01095-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R34
Legal Block	43
Legal Lot Number	281
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	5
Census Block	5021
Census Tract	813601

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 BLACKSMITH RD, WILBRAHAM, MA 01095-1329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BRIGHTBRIDGE CU
May 31, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ARRHA CREDIT UNION
Nov 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ARRHA CREDIT UNION
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit ARRHA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2009 · Amount on Record
Deed Sale	Jan 8, 2009 · Amount on Record
Prior Sale	Jan 16, 1990 · Amount on Record
Deed Document Number	20091005
Deed Book / Page	17600 / 440
Transfer Doc	17014-323
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	43 BLACKSMITH RD, WILBRAHAM, MA 01095-1329
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026273-583
Date	Mar 31, 2026
Book Page	26273/583
Instrument	13743

Lender

Name	BRIGHTBRIDGE CU

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2031

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	43 BLACKSMITH RD, WILBRAHAM, MA 01095-1329
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024570-38
Date	May 31, 2022
Book Page	24570/38
Instrument	32722

Lender

Name	ARRHA CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2027

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	43 BLACKSMITH RD, WILBRAHAM, MA 01095-1329
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24263-278
Date	Nov 23, 2021
Book Page	24263/278
Instrument	83443

Lender

Name	ARRHA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	43 BLACKSMITH RD, WILBRAHAM, MA 01095-1329
Document Number	21823-5
Book / Page	021823 / 000005
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21823-5
Date	Aug 22, 2017
Book Page	021823/000005
Instrument	48712

Lender

Name	ARRHA CU

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,519.00 (+2.87%)	$430,900 (+5.41%) Land $104,400 Building $326,500	$421,839 (-11.05%)
2025	$7,309.00 (-0.58%)	$408,800 (+2.87%) Land $104,400 Building $304,400	$474,240 (+5.05%)
2024	$7,352.00 (+7.6%)	$397,400 (+8.76%) Land $104,400 Building $293,000	$451,440
2023	$6,833.00	$365,400 Land $104,400 Building $261,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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