42 Blacksmith Rd, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 42 Blacksmith Rd, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,120 sqft · built 1969
Lot Size	0.645 acres (28,089 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,694 (2026)
Deeds & Mortgages	Feb 2022 Refinance Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MAP 6`

Property Details

APN / Parcel Number

Primary APN	`MAP 6`
Alternative APN	`WILB M:950 B:42 L:280`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	4,484 sqft
1st Floor Area	1,184 sqft
Basement Area	1,184 sqft
Unfinished Basement	356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,089 sqft (0.645 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 6
Street Address	42 BLACKSMITH RD
City	WILBRAHAM
State	MA
Zip	01095-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R34
Legal Block	42
Legal Lot Number	280
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	5
Census Block	5016
Census Tract	813601

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 BLACKSMITH RD, WILBRAHAM, MA 01095-1333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Oct 31, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLESBANK (HOLYOKE MA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	42 BLACKSMITH RD, WILBRAHAM, MA 01095-1333
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024386-567
Date	Feb 2, 2022
Book Page	24386/567
Instrument	7023

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	42 BLACKSMITH RD, WILBRAHAM, MA 01095-1333
Document Number	22942-488
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 BLACKSMITH RD WILBRAHAM MA 010951333, WILBRAHAM, MA 01095-1333

Mortgage

Document Number	22942-488
Date	Nov 7, 2019
Book Page	022942/000488
Instrument	65641

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,694.00 (+2.97%)	$498,200 (+5.51%) Land $100,800 Building $397,400	$445,108 (+2.55%)
2025	$8,443.00 (-0.12%)	$472,200 (+3.35%) Land $100,800 Building $371,400	$434,055 (-0.5%)
2024	$8,453.00 (+8.25%)	$456,900 (+9.41%) Land $100,800 Building $356,100	$436,240
2023	$7,809.00	$417,600 Land $100,800 Building $316,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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