38 Blacksmith Rd, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 38 Blacksmith Rd, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,396 sqft · built 1969
Lot Size	0.644 acres (28,057 sqft)
Owner	2 Individual Names on Record
Last Sale	$473,000 (May 2024)
Tax Bill	$8,446 (2026)
Deeds & Mortgages	May 2024 Sale & Mortgage Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MAP 6`

Property Details

APN / Parcel Number

Primary APN	`MAP 6`
Alternative APN	`WILB M:950 B:38 L:276`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,396 sqft Living Area
Gross Area	4,470 sqft
1st Floor Area	1,172 sqft
Basement Area	1,172 sqft
Unfinished Basement	1,172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	28,057 sqft (0.644 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 6
Street Address	38 BLACKSMITH RD
City	WILBRAHAM
State	MA
Zip	01095-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R34
Legal Subdivision	FORGE VLY
Legal Block	38
Legal Lot Number	276
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	5
Census Block	5016
Census Tract	813601

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 WATES EDGE DR, LUDLOW, MA 01056
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage FLORENCE BANK
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Jun 30, 1999 · Amount on Record
Deed Document Number	202419066
Deed Book / Page	25407 / 31
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILBRAHAM MA
Recording Date	May 3, 2024
Property Address	38 BLACKSMITH RD, WILBRAHAM, MA 01095-1333
Document Number	0025407-31
Book / Page	25407 / 31
Instrument Date	May 3, 2024
Instrument	19066
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 WATES EDGE DR, LUDLOW, MA 01056

Mortgage

Document Number	0000019067
Date	May 3, 2024
Instrument	19067

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	38 BLACKSMITH RD, WILBRAHAM, MA 01095-1333
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025100-409
Date	Aug 1, 2023
Book Page	25100/409
Instrument	35544

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,446.00 (+1.5%)	$484,000 (+4%) Land $100,700 Building $383,300	$504,612 (-0.94%)
2025	$8,321.00 (+2.09%)	$465,400 (+5.63%) Land $100,700 Building $364,700	$509,390 (+15.54%)
2024	$8,151.00 (+8.84%)	$440,600 (+10.01%) Land $100,700 Building $339,900	$440,895
2023	$7,489.00	$400,500 Land $100,700 Building $299,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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