Roscommon County property record for 4294 E Higgins Lake Dr, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 936 sqft · built 1990 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,000 (Nov 2016) |
| Tax Bill | $2,431 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-015-010-0144 |
| Primary APN | 004-015-010-0144 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 936 sqft Building Perimeter |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 484 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4294 E HIGGINS LAKE DR |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-9374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (L-1001P-1622&L-939P-22&L-568P-3) 243 L-1035 P-380 COM AT W1/4 COR SEC 15 TH S1DEG22'W 687.1FT TH S88DEG37'E 33FT FOR POB TH |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 970401 |
4294 E Higgins Lake Dr is owned by an individual who bought it in November 2016.
Source: Roscommon County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14764 SHAMROCK TRL, LANSING, MI 48906-9235 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2016 · Amount on File |
| Deed Sale | Nov 9, 2016 · Amount on File |
| Prior Sale | Nov 1, 2005 · Amount on File |
| Deed Document Number | 20168216 |
| Deed Book / Page | 1160 / 1744 |
| Prior Transfer Date | Apr 5, 2013 |
| Prior Transfer Doc | 1126/0783 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | May 26, 2026 |
| Property Address | 4294 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9374 |
| Document Number | 0000003661 |
| Book / Page | 1193 / 1456 |
| Instrument Date | May 13, 2026 |
| Instrument | 20263661 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 14764 SHAMROCK TRL, LANSING, MI 48906-9235 |
| Document Number | 0000003661, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 1193/1456 |
| Instrument | 20263661 |
| Name | CONSUMERS PROFESSIONAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 19, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 4294 E Higgins Lake Dr was $2,431.
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,500 (+5.85%) | $181,000 (+5.85%) | |
| 2025 | $2,431.00 | $85,500 | $171,000 |
| 2023 | $58,700 | $117,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4294 E Higgins Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4294 E Higgins Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 89% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures