Roscommon County property record for 4330 E Higgins Lake Dr, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,660 sqft · built 2001 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Aug 2016) |
| Tax Bill | $2,268 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-015-010-0141 |
| Primary APN | 004-015-010-0141 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,660 sqft Building Perimeter |
| 1st Floor Area | 1,660 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Area | 704 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4330 E HIGGINS LAKE DR |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-9375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (L-941 P-1262&L-857P-266&L-675 P-82) 243 L-952 P-2134 COM AT W 1/4 COR SEC 15 TH S1DEG22'W 487.1FT TH S88DEG37'E 33FT FOR POB |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 970401 |
4330 E Higgins Lake Dr is owned and occupied by an individual who bought it in August 2016.
Source: Roscommon County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4330 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2016 · Amount on File |
| Deed Sale | Aug 25, 2016 · Amount on File |
| Prior Sale | Nov 15, 2012 · Amount on File |
| Deed Document Number | 20166147 |
| Deed Book / Page | 1159 / 2404 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 4330 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9375 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001179/926 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 1179/926 |
| Instrument | 202100011585 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
The 2025 property tax bill for 4330 E Higgins Lake Dr was $2,268 with a homeowner's exemption.
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,100 | $292,200 | |
| 2025 | $2,268.00 | ||
| 2023 | $92,300 | $184,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4330 E Higgins Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4330 E Higgins Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 89% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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