Warren County property record for 420 Shepherds Way, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,837 sqft · built 2018 |
| Lot Size | 0.426 acres (18,574 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Feb 2019) |
| Tax Bill | $7,863 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-32-318-005-0 |
| Primary APN | 13-32-318-005-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,837 sqft Living Area |
| Gross Area | 2,974 sqft |
| 1st Floor Area | 315 sqft |
| 2nd Floor Area | 1,261 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 18,574 sqft (0.426 acres) |
| Garage Type | Attached |
| Garage Area | 137 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 6811196 |
|---|---|
| Street Address | 420 SHEPHERDS WAY |
| City | MORROW |
| State | OH |
| Zip | 45152-7945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHEPHERDS CROSSING 2 LOT 47 |
| Legal Subdivision | SHEPHERDS CROSSING 2 |
| Legal Block | 196 |
| Legal Lot Number | 47 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 32100 |
Source: Warren County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 420 SHEPHERDS WAY, MORROW, OH 45152-7945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Mar 26, 2019 | Deed of Trust, Mortgage · Line of Credit US BK |
| Feb 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2019 · Amount on Record |
| Deed Sale | Feb 7, 2019 · Amount on Record |
| Prior Sale | Apr 9, 2018 · Amount on Record |
| Deed Document Number | 20193244 |
| Last Transfer Date | Jan 3, 2020 |
| Transfer Doc | 0000003941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 420 SHEPHERDS WAY, MORROW, OH 45152-7945 |
| Document Number | 0000050763 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 420 SHEPHERDS WAY MORROW OH 451527945, MORROW, OH 45152-7945 |
| Document Number | 0000050763 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 50763 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 14, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 420 SHEPHERDS WAY, MORROW, OH 45152-7945 |
| Document Number | 0000009691 |
| Instrument Date | Mar 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 420 SHEPHERDS WAY MORROW OH 451527945, MORROW, OH 45152-7945 |
| Document Number | 0000009691 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 9691 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Feb 7, 2019 |
| Property Address | 420 SHEPHERDS WAY, MORROW, OH 45152-7945 |
| Document Number | 0000003244 |
| Map Reference | MB 95 PG 44&45 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 2019-003244 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | TERRY MONNIE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 420 SHEPHERDS WAY, MORROW, OH 45152-7945 |
| Document Number | 0000003245 |
|---|---|
| Date | Feb 7, 2019 |
| Instrument | 2019-003245 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2034 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Union Township |
| Municipality | South Lebanon City |
| Unified School District | Kings Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,863.00 (+10.9%) | $156,440 (+25.71%) Land $28,000 Building $128,440 | $446,970 (+25.71%) Land $80,000 Building $366,970 |
| 2023 | $7,090.00 (+1.07%) Homeowner's exemption | $124,450 (-) Land $19,775 Building $104,675 | |
| 2022 | $7,015.00 Homeowner's exemption | $124,450 Land $19,775 Building $104,675 | $355,570 (-) Land $56,500 Building $299,070 |
| 2021 | $355,570 Land $56,500 Building $299,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 41 (1995–2018) |
| Claims Outside the SFHA | 6 of 41 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH LEBANON CITY PWS serves 7,792 people · EPA ID OH8301312 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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