429 Graphite Trl, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 429 Graphite Trl, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,643 sqft · built 2018
Lot Size	0.271 acres (11,805 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Apr 2020)
Tax Bill	$7,141 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2020 Sale & Mortgage + 1 more
APN	`0394002000630`

Property Details

APN / Parcel Number

Primary APN	`0394002000630`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,643 sqft Living Area
1st Floor Area	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,805 sqft (0.271 acres)
Garage Type	Attached
Garage Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	429 GRAPHITE TRL
City	CHESAPEAKE
State	VA
Zip	23320-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	63 FIELDSTONE PH 3
Legal Subdivision	FIELDSTONE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	5
Census Block	5007
Census Tract	20804

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	429 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 2, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 12, 2018	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	202010352
Deed Book / Page	10132 / 819
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	429 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10060/1131
Date	Sep 27, 2019
Book Page	10060/1131
Instrument	190026032

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 2, 2020
Property Address	429 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Document Number	10132/819
Book / Page	10132 / 819
Instrument Date	Mar 30, 2020
Instrument	200010352
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449

Mortgage

Document Number	200010353
Date	Apr 2, 2020
Instrument	200010353

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 12, 2018
Property Address	429 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Document Number	9959/1507
Book / Page	9959 / 1507
Instrument Date	Sep 25, 2018
Instrument	180027229
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449

Mortgage

Document Number	180027230
Date	Oct 12, 2018
Instrument	180027230

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$721,500 (+2.05%) Land $205,000 Building $516,500	$721,500 (+2.05%) Land $205,000 Building $516,500
2025	$7,141.00 (+40.99%)	$707,000 (+10.61%) Land $185,000 Building $522,000	$707,000 (+10.61%) Land $185,000 Building $522,000
2023		$639,200 (+7.7%) Land $175,000 Building $464,200	$639,200 (+7.7%) Land $175,000 Building $464,200
2022		$593,500 Land $150,000 Building $443,500	$593,500 Land $150,000 Building $443,500
2019	$5,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 100 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 2 condo units
Nearby Flood Claims	2 (2011–2016)
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 92% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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