425 Graphite Trl, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 425 Graphite Trl, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,014 sqft · built 2019
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,302 (Dec 2019)
Tax Bill	$6,549 (2025)
Deeds & Mortgages	Aug 2021 Transfer Dec 2019 Sale & Mortgage + 1 more
APN	`0394002000620`

Property Details

APN / Parcel Number

Primary APN	`0394002000620`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,014 sqft Living Area
1st Floor Area	1,876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,585 sqft (0.243 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	425 GRAPHITE TRL
City	CHESAPEAKE
State	VA
Zip	23320-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	62 FIELDSTONE PH 3
Legal Subdivision	FIELDSTONE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	5
Census Block	5007
Census Tract	20804

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Intrafamily Transfer, Transfer
Dec 20, 2019	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Aug 5, 2019	Warranty Deed, Transfer NOT AVAILABLE, 1ST COMMONWEALTH TITLE&STLMT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	201935484
Deed Book / Page	10093 / 597
Last Transfer Date	Jul 27, 2021
Transfer Doc	10421/1672
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 5, 2021
Property Address	425 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Document Number	10421/1672
Book / Page	10421 / 1672
Instrument Date	Jul 27, 2021
Instrument	210035805
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 SEATON DR, VIRGINIA BEACH, VA 23464-7630

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 20, 2019
Property Address	425 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Document Number	010093/597
Book / Page	10093 / 597
Instrument Date	Dec 19, 2019
Instrument	190035484
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NOT AVAILABLE, 1ST COMMONWEALTH TITLE&STLMT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449

Mortgage

Document Number	0190035485
Date	Dec 20, 2019
Instrument	190035485

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 5, 2019
Property Address	425 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Document Number	10040/1031
Book / Page	10040 / 1031
Instrument Date	Jul 30, 2019
Instrument	190020093
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NOT AVAILABLE, 1ST COMMONWEALTH TITLE&STLMT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 PERIMETER PKWY STE 403, 403, VIRGINIA BEACH, VA 23454-5698
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$663,500 (+2.33%) Land $205,000 Building $458,500	$663,500 (+2.33%) Land $205,000 Building $458,500
2025	$6,549.00 (+9.9%)	$648,400 (+10.52%) Land $185,000 Building $463,400	$648,400 (+10.52%) Land $185,000 Building $463,400
2024	$5,959.00 (+336.56%)
2023		$586,700 (+7.95%) Land $175,000 Building $411,700	$586,700 (+7.95%) Land $175,000 Building $411,700
2022		$543,500 Land $150,000 Building $393,500	$543,500 Land $150,000 Building $393,500
2019	$1,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 100 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 2 condo units
Nearby Flood Claims	2 (2011–2016)
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 92% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Graphite Trl

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