Chesapeake City property record for 424 Graphite Trl, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4.5 ba · 4,154 sqft · built 2018 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $528,565 (Mar 2019) |
| Tax Bill | $7,670 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Jun 2020 Mortgage + 2 more |
| APN | 0394002001500 |
| Primary APN | 0394002001500 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,154 sqft Living Area |
| 1st Floor Area | 1,928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 424 GRAPHITE TRL |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 150 FIELDSTONE PH 3 |
| Legal Subdivision | FIELDSTONE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 20804 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 424 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 27, 2022 | Intrafamily Transfer, Transfer |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABNB FEDERAL CREDIT UNION |
| Mar 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2019 · Amount on Record |
| Deed Sale | Mar 7, 2019 · Amount on Record |
| Deed Document Number | 20195253 |
| Deed Book / Page | 9992 / 1979 |
| Last Transfer Date | Sep 26, 2022 |
| Transfer Doc | 010604/609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 27, 2022 |
| Property Address | 424 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449 |
| Document Number | 010604/609 |
| Book / Page | 10604 / 609 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 220029899 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 424 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010169/467 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 10169/467 |
| Instrument | 200019951 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 424 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010435/376 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 10435/376 |
| Instrument | 210039463 |
| Name | ABNB FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Aug 13, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 7, 2019 |
| Property Address | 424 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449 |
| Document Number | 9992/1979 |
| Book / Page | 9992 / 1979 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 190005253 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449 |
| Investor | Possibly a Property Investor |
| Document Number | 190005254 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 190005254 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $773,600 (+1.87%) Land $205,000 Building $568,600 | $773,600 (+1.87%) Land $205,000 Building $568,600 | |
| 2025 | $7,670.00 (+10.58%) | $759,400 (+10.73%) Land $185,000 Building $574,400 | $759,400 (+10.73%) Land $185,000 Building $574,400 |
| 2024 | $6,936.00 (+27.88%) | ||
| 2023 | $685,800 (+7.51%) Land $175,000 Building $510,800 | $685,800 (+7.51%) Land $175,000 Building $510,800 | |
| 2022 | $637,900 Land $150,000 Building $487,900 | $637,900 Land $150,000 Building $487,900 | |
| 2019 | $5,424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 100 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 102 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2011–2016) |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 80% of Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
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