437 Graphite Trl, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 437 Graphite Trl, Chesapeake, VA 23320 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,145 sqft · built 2018
Lot Size	0.266 acres (11,587 sqft)
Owner	2 Individual Names on File
Last Sale	$517,330 (Aug 2018)
Tax Bill	$6,636 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2019 Mortgage + 1 more
APN	`0394002000650`

Property Details

APN / Parcel Number

Primary APN	`0394002000650`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,145 sqft Living Area
1st Floor Area	1,911 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,587 sqft (0.266 acres)
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	437 GRAPHITE TRL
City	CHESAPEAKE
State	VA
Zip	23320-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	65 FIELDSTONE PH 3
Legal Subdivision	FIELDSTONE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	5
Census Block	5007
Census Tract	20804

Owner

Source: Chesapeake City records · APN 0394002000650

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	437 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 11, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 10, 2018	Warranty Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2018 · Amount on Record
Deed Sale	Aug 10, 2018 · Amount on Record
Deed Document Number	201821439
Deed Book / Page	9942 / 679
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	437 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10288/1022
Date	Jan 07, 2021
Book Page	10288/1022
Instrument	210000959

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	437 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10020/1623
Date	Jun 11, 2019
Book Page	10020/1623
Instrument	190014104

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 10, 2018
Property Address	437 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Document Number	9942/679
Book / Page	9942 / 679
Instrument Date	Aug 08, 2018
Instrument	180021439
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449

Mortgage

Document Number	180021440
Date	Aug 10, 2018
Instrument	180021440

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,636.00 (+40.44%)	$657,000 (+10.44%) Land $185,000 Building $472,000	$657,000 (+10.44%) Land $185,000 Building $472,000
2023		$594,900 (+7.85%) Land $175,000 Building $419,900	$594,900 (+7.85%) Land $175,000 Building $419,900
2022		$551,600 Land $150,000 Building $401,600	$551,600 Land $150,000 Building $401,600
2019	$4,725.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500208045, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 100 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured 2 under condo master policies
Nearby Flood Claims	2 (2011–2016)
Most Recent Claim	Jan 2016, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 93% of Virginia
Wildfire Likelihood	About 1 in 917 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Graphite Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures