420 Graphite Trl, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 420 Graphite Trl, Chesapeake, VA 23320

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 2.5 ba · 2,642 sqft · built 2018
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$611,000 (Apr 2022)
Tax Bill	$6,133 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2019 Mortgage + 1 more
APN	`0394002001490`

Property Details

APN / Parcel Number

Primary APN	`0394002001490`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,642 sqft Total Area
1st Floor Area	1,354 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	420 GRAPHITE TRL
City	CHESAPEAKE
State	VA
Zip	23320-3449
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R10S: RESI
Legal Description	149 FIELDSTONE PH 3
Legal Subdivision	FIELDSTONE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	5
Census Block	5008
Census Tract	20804

Owner

420 Graphite Trl is owned by two individuals who bought it in April 2022.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	420 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC
Oct 22, 2019	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Jun 26, 2018	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Prior Sale	Jun 26, 2018 · Amount on File
Deed Document Number	202213939
Deed Book / Page	10551 / 296
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 25, 2022
Property Address	420 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Document Number	010551/296
Book / Page	10551 / 296
Instrument Date	Apr 20, 2022
Instrument	220013939
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449

Mortgage

Document Number	0220013940
Date	Apr 25, 2022
Instrument	220013940

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	420 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10069/1331
Date	Oct 22, 2019
Book Page	10069/1331
Instrument	190028684

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 26, 2018
Property Address	420 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Document Number	9927/243
Book / Page	9927 / 243
Instrument Date	Jun 22, 2018
Instrument	180016678
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NOT AVAILABLE, 1ST COMMONWEALTH TITLE&STLMT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449

Mortgage

Document Number	180016679
Date	Jun 26, 2018
Instrument	180016679

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 420 Graphite Trl was $6,133.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$628,900 (+3.57%) Land $205,000 Building $423,900	$628,900 (+3.57%) Land $205,000 Building $423,900
2025	$6,133.00	$607,200 Land $185,000 Building $422,200	$607,200 Land $185,000 Building $422,200
2023		$551,300 (+11.83%) Land $175,000 Building $376,300	$551,300 (+11.83%) Land $175,000 Building $376,300
2022		$493,000 Land $150,000 Building $343,000	$493,000 Land $150,000 Building $343,000
2019	$4,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 420 Graphite Trl; there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 100 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 2 condo units
Nearby Flood Claims	2 (2011–2016)
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Graphite Trl is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 92% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Graphite Trl

Nearby Streets

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