Cherokee County property record for 397 Goldfinch Ln, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,456 sqft · built 2004 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (Jun 2010) |
| Tax Bill | $1,252 (2025) |
| Deeds & Mortgages | Sep 2025 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 455100804584000 |
| Primary APN | 455100804584000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Heated Area |
| Upper Floors Area | 468 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,462 sqft (0.86 acres) |
| Lot Dimensions | 192 ft deep x 210 ft wide |
| Garage Type | Mixed |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 304 sqft |
| Deck Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 32173 |
|---|---|
| Street Address | 397 GOLDFINCH LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-5930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 70 COUNTRY MTN RIDGE 1163/285 |
| Legal Lot Number | 70 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 930606 |
Source: Cherokee County records · APN 455100804584000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1042 BEAR LAKE DR, LONGS, SC 29568-8625 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2010 · Amount on Record |
| Deed Sale | Jun 14, 2010 · Amount on Record |
| Prior Sale | Jun 14, 2010 · Amount on Record |
| Deed Document Number | 1387/0643 |
| Deed Book / Page | 1387 / 0643 |
| Last Transfer Date | Sep 25, 2025 |
| Transfer Doc | 001786/844 |
| Record Updated | Jun 08, 2026 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 25, 2025 |
| Property Address | 397 GOLDFINCH LN, MURPHY, NC 28906-5930 |
| Document Number | 001786/844 |
| Book / Page | 1786 / 844 |
| Instrument Date | Sep 08, 2025 |
| Instrument | 4634 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 09, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 685 LOCKHART RD, DUNLAP, TN 37327-3846 |
| Name | Verified Name |
|---|---|
| Address | 1042 BEAR LAKE DR, LONGS, SC 29568-8625 |
| Document Number | 0001786847 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 1786/847 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,252.00 | $177,700 (-) | $177,700 (-) Land $27,000 Building $150,700 |
| 2023 | $177,700 | $177,700 Land $27,000 Building $150,700 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Moderate above 59% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 94 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain Electric Membership Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CND Acquisition.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures