429 Cactus Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 429 Cactus Rd, Helena, MT 59602

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,008 sqft · built 1978
Lot Size1.06 acres (46,174 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Jan 2009)
Tax Bill$1,915 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNR0512301

Property Details

APN / Parcel Number

Primary APNR0512301
Alternative APNs
  • 05-1995-18-2-02-03-0000
  • 0000009559

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area46,174 sqft (1.06 acres)
Garage TypeDetached
Garage Area1,968 sqft
Parking Spaces8 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000009559
Street Address429 CACTUS RD
CityHELENA
StateMT
Zip59602-9310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOGE SUBDIVISION, S18, T11 N, R03 W, LOT 24, COS #275376
Legal Range03W
Legal Township11N
Legal Section18
Legal SubdivisionHOGE SUBDIVISION
Legal Lot Number24
JurisdictionLEWIS AND CLARK MT
Township / Civil DivisionLINCOLN
Census Block Group3
Census Block3048
Census Tract200

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address429 CACTUS RD, HELENA, MT 59602-9310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
MADISON VALLEY BANK
Jun 17, 2019Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2009 · Amount on Record
Deed SaleJan 12, 2009 · Amount on Record
Prior SaleJun 30, 2005 · Amount on Record
Deed Document Number20093159501
Deed Book / Page39 / 4039
Prior Transfer DateJan 7, 2009
Prior Transfer Doc00M39/4039
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Property Address429 CACTUS RD, HELENA, MT 59602-9310
Transaction TypeMortgage
Record UpdatedFeb 26, 2021
Title CompanyFIRST MONTANA LAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM58/6798
DateFeb 10, 2021
Book PageM58/6798
Instrument3372566
Lender
NameMADISON VALLEY BANK
TypeBank
AddressELLISTON, MT 59728
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Property Address429 CACTUS RD, HELENA, MT 59602-9310
Transaction TypeMortgage
Record UpdatedJul 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM55/6171
DateJun 17, 2019
Book PageM55/6171
Instrument3338221
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLewis And Clark County
Elementary School DistrictHelena Elementary School District (PK - 08)
Secondary School DistrictHelena High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,915.00 (+12.32%)$377,700 (-)
2025$1,705.00 (-49.63%)$377,700 (+4.66%)$377,700 (+4.66%) Land $128,131 Building $249,569
2023$3,385.00$360,900$360,900 Land $87,788 Building $273,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

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