Lewis And Clark County property record for 404 Cactus Rd, Helena, MT 59602
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1978 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,861 (2023) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0512092 |
| Primary APN | R0512092 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 49 sqft |
| Deck Area | 274 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000009400 |
|---|---|
| Street Address | 404 CACTUS RD |
| City | HELENA |
| State | MT |
| Zip | 59602-9310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HOGE SUBDIVISION, S18, T11 N, R03 W, LOT 15, COS #275376 |
| Legal Subdivision | HOGE SUBDIVISION |
| Legal Lot Number | 15 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | LINCOLN |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 200 |
Source: Lewis And Clark County records, as of August 9, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 CACTUS RD, HELENA, MT 59602-9310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 404 CACTUS RD, HELENA, MT 59602-9310 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | FIRST MONTANA LAND TITLE CO |
| Name | Verified Name |
|---|
| Document Number | M55/8301 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | M55/8301 |
| Instrument | 3340622 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2034 |
Source: Lewis And Clark County assessment roll, as of December 31, 2022
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,861.00 | $305,000 | $305,000 Land $87,500 Building $217,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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