425 Cactus Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 425 Cactus Rd, Helena, MT 59602

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,268 sqft · built 1978
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on File
Tax Bill$1,930 (2026)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR0513010

Property Details

APN / Parcel Number

Primary APNR0513010
Alternative APNs
  • 05-1995-18-2-02-02-0000
  • 0000010147

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,268 sqft Living Area
1st Floor Area1,268 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area46,609 sqft (1.07 acres)
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area379 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000010147
Street Address425 CACTUS RD
CityHELENA
StateMT
Zip59602-9310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOGE SUBDIVISION, S18, T11 N, R03 W, LOT 23, COS # 275376
Legal Range03W
Legal Township11N
Legal Section18
Legal SubdivisionHOGE SUBDIVISION
Legal Lot Number23
JurisdictionLEWIS AND CLARK MT
Township / Civil DivisionLINCOLN
Census Block Group3
Census Block3048
Census Tract200

Owner

425 Cactus Rd is owned by an individual who acquired it in January 2008.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of RecordIndividual Name on File
Mailing Address230 4TH AVE SW, CUT BANK, MT 59427-3432
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2008
Deed SaleJan 18, 2008
Deed Document Number20083142008
Deed Book / Page37 / 7841
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Property Address425 CACTUS RD, HELENA, MT 59602-9310
Transaction TypeMortgage
Record UpdatedJan 17, 2022
Title CompanyALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M60/4661
DateDec 29, 2021
Book PageM60/4661
Instrument3392138
Lender
NameSTOCKMAN BANK
TypeBank
AddressMILES CITY, MT 59301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 425 Cactus Rd was $1,930.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLewis And Clark County
Elementary School DistrictHelena Elementary School District (PK - 08)
Secondary School DistrictHelena High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,930.00$380,800
2025$380,800 Land $128,395 Building $252,405
2023$2,921.00$311,300$311,300 Land $87,836 Building $223,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Cactus Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Cactus Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Cactus Rd

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