416 Cactus Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 416 Cactus Rd, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$368,480 (Jun 2022)
Tax Bill	$2,092 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0512737`

Property Details

APN / Parcel Number

Primary APN	`R0512737`
Alternative APNs	`05-1995-18-2-03-03-0000` `0000009921`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	56 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000009921
Street Address	416 CACTUS RD
City	HELENA
State	MT
Zip	59602-9310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOGE SUBDIVISION, S18, T11 N, R03 W, LOT 17, COS #275376
Legal Range	03W
Legal Township	11N
Legal Section	18
Legal Subdivision	HOGE SUBDIVISION
Legal Tract	17
Legal Lot Number	17
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3047
Census Tract	200

Owner

416 Cactus Rd is owned and occupied by an individual who acquired it in March 2024.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	416 CACTUS RD, HELENA, MT 59602-9310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Warranty Deed, Transfer · VA Mortgage MANN MORTGAGE LLC
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF HELENA
Feb 25, 2019	Quit Claim Deed, Transfer · Conventional Mortgage VALLEY BANK OF HELENA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Feb 25, 2019 · Amount on File
Deed Document Number	20223399650
Deed Book / Page	61 / 1563
Last Transfer Date	Mar 12, 2024
Transfer Doc	0003421380
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jun 16, 2022
Property Address	416 CACTUS RD, HELENA, MT 59602-9310
Document Number	00M61/1563
Book / Page	M61 / 1563
Map Reference	DOC 275376
Instrument Date	Jun 15, 2022
Instrument	3399650
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	416 CACTUS RD, HELENA, MT 59602-9310

Mortgage

Document Number	0003399651
Date	Jun 16, 2022
Instrument	3399651

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	416 CACTUS RD, HELENA, MT 59602-9310
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	HELENA ABSTRACT AND TITLE, HELENA ABSTRACT & TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M58/9811
Date	Mar 31, 2021
Book Page	M58/9811
Instrument	3375740

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Feb 25, 2019
Property Address	416 CACTUS RD, HELENA, MT 59602-9310
Document Number	M55/2288
Book / Page	M55 / 2288
Map Reference	DOC 275376
Instrument Date	Feb 8, 2019
Instrument	3333852
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 CACTUS RD, HELENA, MT 59602-9310

Mortgage

Document Number	3333853
Date	Feb 25, 2019
Instrument	3333853

Lender

Name	VALLEY BANK OF HELENA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 416 Cactus Rd was $2,092.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,092.00	$407,300
2025			$407,300 Land $126,500 Building $280,800
2023		$376,400	$376,400 Land $87,500 Building $288,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Cactus Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Cactus Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Cactus Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures