411 Cactus Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 411 Cactus Rd, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1978
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$187,600 (Aug 2017)
Tax Bill	$1,740 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0513175`

Property Details

APN / Parcel Number

Primary APN	`R0513175`
Alternative APNs	`05-1995-18-2-01-03-0000` `0000010299`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000010299
Street Address	411 CACTUS RD
City	HELENA
State	MT
Zip	59602-9310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOGE SUBDIVISION, S18, T11 N, R03 W, LOT 19, COS #275376
Legal Range	03W
Legal Township	11N
Legal Section	18
Legal Subdivision	HOGE SUBDIVISION
Legal Lot Number	19
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3048
Census Tract	200

Owner

411 Cactus Rd is owned and occupied by two individuals who bought it in August 2017.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	411 CACTUS RD, HELENA, MT 59602-9310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Aug 22, 2017	Warranty Deed, Transfer · VA Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2017 · Amount on File
Deed Sale	Aug 22, 2017 · Amount on File
Prior Sale	May 30, 2008 · Amount on File
Deed Document Number	20173310165
Deed Book / Page	53 / 2003
Prior Transfer Date	Feb 7, 2005
Prior Transfer Doc	00M32/0822
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	411 CACTUS RD, HELENA, MT 59602-9310
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M58/8189
Date	Mar 8, 2021
Book Page	M58/8189
Instrument	3374023

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Aug 22, 2017
Property Address	411 CACTUS RD, HELENA, MT 59602-9310
Document Number	M53/2003
Book / Page	M53 / 2003
Map Reference	DOC275376
Instrument Date	Aug 22, 2017
Instrument	3310165
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	3310166
Date	Aug 22, 2017
Instrument	3310166

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 411 Cactus Rd was $1,740, up 12.3% from the year before.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,740.00 (+12.26%)	$343,200 (-)
2025	$1,550.00	$343,200	$343,200 Land $129,691 Building $213,509
2023	$3,023.00	$322,200	$322,200 Land $88,076 Building $234,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Cactus Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Cactus Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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