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4281 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4281 Inlet Loop, Chattanooga, TN 37416 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,399 sqft · built 2018
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$429,100 (Sep 2021)
Tax Bill$1,834 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN120J M 020

Property Details

APN / Parcel Number

Primary APN120J M 020
Alternative APN
  • 0000385013

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,399 sqft Living Area

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000385013
Street Address4281 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 32 WATERSTONE RIDGE SUB PB 109 PG 24 OUT OF 120J A 005.03 FOR 2017
Legal SubdivisionWATERSTONE RIDGE SUB
Legal Lot Number32
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records · APN 120J M 020

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4281 INLET LOOP, CHATTANOOGA, TN 37416-3070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Oct 22, 2019Deed of Trust, Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2021 · Amount on Record
Deed SaleSep 30, 2021 · Amount on Record
Prior SaleDec 28, 2018 · Amount on Record
Deed Document Number2021093000227
Deed Book / Page12672 / 947
Record UpdatedJun 08, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 30, 2021
Property Address4281 INLET LOOP, CHATTANOOGA, TN 37416-3070
Document Number0000000227
Book / Page12672 / 947
Map ReferenceMB 109 PG 24
Instrument DateSep 29, 2021
Instrument2021093000227
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTEAM TITLE SERVICES, TEAM TITLE LEGAL SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,587.67
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4281 INLET LOOP, CHATTANOOGA, TN 37416-3070

Mortgage

Document Number0012672950
DateSep 30, 2021
Instrument12672/950
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4281 INLET LOOP, CHATTANOOGA, TN 37416-3070
Document Number1028000304
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedNov 13, 2019
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4281 INLET LOOP CHATTANOOGA TN 374163070, CHATTANOOGA, TN 37416-3070

Mortgage

Document Number1028000304
DateOct 28, 2019
Book Page011801/000742
Instrument191028000304
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount Recorded
Term360 Months
DueOct 27, 2049

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,834.00 (-2.03%)$121,000 (+44.56%)$484,000 (+44.56%) Land $50,000 Building $434,000
2024$1,872.00$83,700 (-)$334,800 (-) Land $50,000 Building $284,800
2023$1,872.00$83,700 (-)$334,800 (-) Land $50,000 Building $284,800
2022$1,872.00$83,700$334,800 Land $50,000 Building $284,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · above 62% of Tennessee
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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