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4265 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4265 Inlet Loop, Chattanooga, TN 37416 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 1,779 sqft · built 2018
Lot Size0.289 acres (12,619 sqft)
Owner2 Company Names on File
Last Sale$417,000 (Feb 2026)
Tax Bill$1,593 (2025)
Deeds & MortgagesFeb 2026 Sale
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN120J M 016

Property Details

APN / Parcel Number

Primary APN120J M 016
Alternative APN
  • 0000385009

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,779 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,619 sqft (0.289 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000385009
Street Address4265 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 36 WATERSTONE RIDGE SUB PB 109 PG 24 OUT OF 120J A 005.03 FOR 2017
Legal SubdivisionWATERSTONE RIDGE SUB
Legal Lot Number36
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records · APN 120J M 016

Assessment roll updated January 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4265 INLET LOOP, CHATTANOOGA, TN 37416-3070
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2026Warranty Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Nov 13, 2020Deed of Trust, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 02, 2026 · Amount on Record
Deed SaleFeb 02, 2026 · Amount on Record
Prior SaleMay 09, 2018 · Amount on Record
Deed Document Number2026020299
Deed Book / Page14181 / 333
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 02, 2026
Property Address4265 INLET LOOP, CHATTANOOGA, TN 37416-3070
Document Number0000000099
Book / Page14181 / 333
Map ReferenceMB 109 PG 24
Instrument DateJan 30, 2026
Instrument2026020200099
Transaction TypeTransfer
Record UpdatedFeb 20, 2026
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4265 INLET LOOP, CHATTANOOGA, TN 37416-3070

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4265 INLET LOOP, CHATTANOOGA, TN 37416-3070
Document Number1125000001
Instrument DateNov 13, 2020
Transaction TypeMortgage
Record UpdatedDec 09, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address4265 INLET LOOP CHATTANOOGA TN 374163070, CHATTANOOGA, TN 37416-3070

Mortgage

Document Number1125000001
DateNov 25, 2020
Book Page012246/000314
Instrument201125000001
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term360 Months
DueNov 24, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,593.00 (-3.63%)$105,100 (+42.22%)$420,400 (+42.22%) Land $50,000 Building $370,400
2024$1,653.00$73,900 (-)$295,600 (-) Land $50,000 Building $245,600
2023$1,653.00$73,900 (-)$295,600 (-) Land $50,000 Building $245,600
2022$1,653.00$73,900$295,600 Land $50,000 Building $245,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · above 62% of Tennessee
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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