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4276 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4276 Inlet Loop, Chattanooga, TN 37416 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,195 sqft · built 2020
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$309,000 (Nov 2020)
Tax Bill$1,660 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Mar 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN120J L 016

Property Details

APN / Parcel Number

Primary APN120J L 016
Alternative APN
  • 0000384991

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,195 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000384991
Street Address4276 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 30 WATERSTONE RIDGE SUB PB 109 PG 24 OUT OF 120J A 005.03 FOR 2017
Legal SubdivisionWATERSTONE RIDGE SUB
Legal Lot Number30
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3002
Census Tract11411

Owner

Source: Hamilton County records · APN 120J L 016

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4276 INLET LOOP, CHATTANOOGA, TN 37416-3071
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MOVEMENT MTG
Mar 20, 2020Warranty Deed, Construction Loan · Construction Mortgage
FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2020 · Amount on Record
Deed SaleNov 30, 2020 · Amount on Record
Prior SaleMar 20, 2020 · Amount on Record
Deed Document Number2020113000193
Deed Book / Page12249 / 120
Record UpdatedJun 08, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 30, 2020
Property Address4276 INLET LOOP, CHATTANOOGA, TN 37416-3071
Document Number1130000193
Book / Page012249 / 000120
Instrument DateNov 16, 2020
Instrument201130000193
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 09, 2020
Title CompanyWARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,143.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4276 INLET LOOP CHATTANOOGA TN 374163071, CHATTANOOGA, TN 37416-3071

Mortgage

Document Number1130000194
DateNov 30, 2020
Book Page012249/000122
Instrument201130000194
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2050

March 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 20, 2020
Property Address4276 INLET LOOP, CHATTANOOGA, TN 37416-3071
Document Number0320000045
Book / Page011944 / 000333
Instrument DateMar 19, 2020
Instrument200320000045
Transaction TypeConstruction Loan
Record UpdatedJun 15, 2020
Title CompanyWARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

AmountAmount Recorded
Tax$185.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6143 OOLTEWAH GEORGETOWN RD OOLTEWAH TN 373635656, OOLTEWAH, TN 37363-5656

Mortgage

Document Number320000046
DateMar 20, 2020
Book Page011944/000335
Instrument200320000046
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 19, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,660.00 (-3.43%)$109,525 (+42.52%)$438,100 (+42.52%) Land $50,000 Building $388,100
2024$1,719.00$76,850 (-)$307,400 (-) Land $50,000 Building $257,400
2023$1,719.00$76,850 (-)$307,400 (-) Land $50,000 Building $257,400
2022$1,719.00$76,850$307,400 Land $50,000 Building $257,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · above 62% of Tennessee
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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