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4261 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4261 Inlet Loop, Chattanooga, TN 37416 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,282 sqft · built 2018
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Jun 2024)
Tax Bill$1,748 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN120J M 015

Property Details

APN / Parcel Number

Primary APN120J M 015
Alternative APN
  • 0000385008

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,282 sqft Living Area

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000385008
Street Address4261 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 37 WATERSTONE RIDGE SUB PB 109 PG 24 OUT OF 120J A 005.03 FOR 2017
Legal SubdivisionWATERSTONE RIDGE SUB
Legal Lot Number37
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records · APN 120J M 015

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4261 INLET LOOP, CHATTANOOGA, TN 37416-3070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Jun 27, 2024Warranty Deed, Transfer
UNKNOWN, BRIDGE CITY TTL EAST BRAINER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2024 · Amount on Record
Deed SaleJun 27, 2024 · Amount on Record
Prior SaleFeb 19, 2019 · Amount on Record
Deed Document Number2024062700044
Deed Book / Page13633 / 173
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4261 INLET LOOP, CHATTANOOGA, TN 37416-3070
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000238
DateJun 23, 2021
Book Page12539/57
Instrument2021062300238
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term348 Months
DueJun 01, 2050

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4261 INLET LOOP, CHATTANOOGA, TN 37416-3070
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000000036
DateSep 20, 2021
Book Page12656/307
Instrument2021092000036
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 27, 2024
Property Address4261 INLET LOOP, CHATTANOOGA, TN 37416-3070
Document Number0000000044
Book / Page13633 / 173
Map ReferenceMB 109 PG 24
Instrument DateJun 26, 2024
Instrument2024062700044
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

AmountAmount Recorded
Tax$1,665.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4261 INLET LOOP, CHATTANOOGA, TN 37416-3070

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,748.00 (-1.91%)$115,375 (+44.85%)$461,500 (+44.85%) Land $50,000 Building $411,500
2024$1,782.00$79,650 (-)$318,600 (-) Land $50,000 Building $268,600
2023$1,782.00$79,650 (-)$318,600 (-) Land $50,000 Building $268,600
2022$1,782.00$79,650$318,600 Land $50,000 Building $268,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskModerate
above 46% of the US · above 62% of Tennessee
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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