4273 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4273 Inlet Loop, Chattanooga, TN 37416 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,707 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Dec 2018)
Tax Bill	$1,762 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120J M 018`

Property Details

APN / Parcel Number

Primary APN	`120J M 018`
Alternative APN	`0000385011`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,707 sqft Living Area

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000385011
Street Address	4273 INLET LOOP
City	CHATTANOOGA
State	TN
Zip	37416-3070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 34 WATERSTONE RIDGE SUB PB 109 PG 24 OUT OF 120J A 005.03 FOR 2017
Legal Subdivision	WATERSTONE RIDGE SUB
Legal Lot Number	34
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3000
Census Tract	11411

Owner

Source: Hamilton County records · APN 120J M 018

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4273 INLET LOOP, CHATTANOOGA, TN 37416-3070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	2018121700023
Deed Book / Page	11523 / 138
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4273 INLET LOOP, CHATTANOOGA, TN 37416-3070
Document Number	0923000077
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 08, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4273 INLET LOOP CHATTANOOGA TN 374163070, CHATTANOOGA, TN 37416-3070

Mortgage

Document Number	0923000077
Date	Sep 23, 2019
Book Page	011766/000356
Instrument	190923000077

Lender

Name	TJC MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,762.00 (-13.88%)	$116,250 (+27.12%)	$465,000 (+27.12%) Land $50,000 Building $415,000
2024	$2,046.00	$91,450 (-)	$365,800 (-) Land $50,000 Building $315,800
2023	$2,046.00	$91,450 (-)	$365,800 (-) Land $50,000 Building $315,800
2022	$2,046.00	$91,450	$365,800 Land $50,000 Building $315,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	About 1 in 1,220 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.