Kane County property record for 428 Franklin St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,810 sqft · built 1923 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $720,000 (Jun 2024) |
| Tax Bill | $19,574 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-458-001 |
| Primary APN | 12-03-458-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,810 sqft Living Area |
| Gross Area | 3,735 sqft |
| Basement Area | 925 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Lot Area | 9,100 sqft (0.209 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 428 FRANKLIN ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NELSONS RESUB OF BLOCK 76-ORIGINAL TOWN |
| Legal Subdivision | NELSONS |
| Legal Block | 2 |
| Legal Lot Number | 2,3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Geneva Historic District listed 1979 · 68 contributing resources · NRIS 79000845 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 521 CAMPBELL ST, GENEVA, IL 60134-2634 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2024 · Amount on Record |
| Deed Sale | Jun 27, 2024 · Amount on Record |
| Deed Document Number | 202422269 |
| Prior Transfer Date | Jul 15, 2013 |
| Prior Transfer Doc | 0000052072 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,574.00 (+13.68%) | $279,012 (+8.5%) Land $52,977 Building $226,035 | $837,371 (+8.5%) Land $158,995 Building $678,376 |
| 2024 | $257,154 (+18.38%) Land $48,827 Building $208,327 | $771,771 (+18.43%) Land $146,540 Building $625,231 | |
| 2022 | $17,218.00 (+3.03%) Homeowner's exemption | $217,223 (+3.86%) Land $41,245 Building $175,978 | $651,669 (+3.86%) Land $123,735 Building $527,934 |
| 2021 | $16,711.00 Homeowner's exemption | $209,150 Land $39,712 Building $169,438 | $627,450 Land $119,136 Building $508,314 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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