Kane County property record for 409 Franklin St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,016 sqft · built 1962 |
| Lot Size | 0.27 acres (11,778 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $470,500 (Nov 2004) |
| Tax Bill | $20,070 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-454-008 |
| Primary APN | 12-03-454-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,016 sqft Living Area |
| Gross Area | 4,188 sqft |
| Basement Area | 1,172 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 11,778 sqft (0.27 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 409 FRANKLIN ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 IN OWNERS RESUB OF LOT 8 AND PART OF LOTS 7 AND 9 IN BLK 67 OF THE ORIGINAL TOWN OF GENEVA |
| Legal Subdivision | OWNERS |
| Legal Block | 67 |
| Legal Lot Number | 1,7-9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Geneva Historic District listed 1979 · 68 contributing resources · NRIS 79000845 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
409 Franklin St is owned by a company that acquired it in April 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 409 FRANKLIN ST, GENEVA, IL 60134-2640 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2024 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RESOURCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2004 · Amount on File |
| Deed Sale | Nov 12, 2004 · Amount on File |
| Deed Document Number | 2004147007 |
| Last Transfer Date | Apr 16, 2024 |
| Transfer Doc | 0000012975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 19, 2024 |
| Property Address | 409 FRANKLIN ST, GENEVA, IL 60134-2640 |
| Document Number | 0000012975 |
| Instrument Date | Apr 16, 2024 |
| Instrument | 2024K012975 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 409 FRANKLIN ST, GENEVA, IL 60134-2640 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 409 FRANKLIN ST, GENEVA, IL 60134-2640 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000056594 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021K056594 |
| Name | RESOURCE BANK |
|---|---|
| Type | Bank |
| Address | DEKALB, IL 60115 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
The 2025 property tax bill for 409 Franklin St was $20,070.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,070.00 | $285,880 (+8.5%) Land $52,977 Building $232,903 | $857,983 (+8.5%) Land $158,995 Building $698,989 |
| 2024 | $263,484 Land $48,827 Building $214,657 | $790,768 Land $146,540 Building $644,229 | |
| 2022 | $18,082.00 (+2.93%) Homeowner's exemption | $222,571 (+3.86%) Land $41,245 Building $181,326 | $667,713 (+3.86%) Land $123,735 Building $543,978 |
| 2021 | $17,567.00 Homeowner's exemption | $214,299 Land $39,712 Building $174,587 | $642,897 Land $119,136 Building $523,761 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Franklin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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