Kane County property record for 515 Franklin St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,747 sqft · built 1918 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $561,000 (Feb 2021) |
| Tax Bill | $17,305 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-382-004 |
| Primary APN | 12-03-382-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,747 sqft Living Area |
| Gross Area | 3,759 sqft |
| Basement Area | 1,012 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Lot Area | 9,000 sqft (0.207 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Street Address | 515 FRANKLIN ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLOCK 66 |
| Legal Subdivision | GENEVA |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Geneva Historic District listed 1979 · 68 contributing resources · NRIS 79000845 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
515 Franklin St is owned by a company that bought it in February 2021.
Source: Kane County records, as of October 13, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 515 FRANKLIN ST, GENEVA, IL 60134-2642 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Feb 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2021 · Amount on File |
| Deed Sale | Feb 8, 2021 · Amount on File |
| Deed Document Number | 202110361 |
| Prior Transfer Date | Apr 28, 2015 |
| Prior Transfer Doc | 0000023125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 515 FRANKLIN ST, GENEVA, IL 60134-2642 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 515 FRANKLIN ST, GENEVA, IL 60134-2642 |
| Document Number | 0000010732 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 2023K010732 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate | 8.99% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 8, 2021 |
| Property Address | 515 FRANKLIN ST, GENEVA, IL 60134-2642 |
| Document Number | 0000010361 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021K010361 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $561.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | E2480 BLACK FOREST DR, E2480, LA VALLE, WI 53941-9795 |
| Name | Verified Name |
|---|---|
| Address | 218 PEYTON ST, GENEVA, IL 60134-2250 |
| Document Number | 0000010362 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2021K010362 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
The 2025 property tax bill for 515 Franklin St was $17,305.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,305.00 | $247,601 (+8.5%) Land $48,161 Building $199,440 | $743,100 (+8.5%) Land $144,541 Building $598,559 |
| 2024 | $228,204 Land $44,388 Building $183,816 | $684,886 Land $133,217 Building $551,669 | |
| 2022 | $15,594.00 (-0.38%) Homeowner's exemption | $192,769 (+3.86%) Land $37,496 Building $155,273 | $578,307 (+3.86%) Land $112,488 Building $465,819 |
| 2021 | $15,653.00 | $185,604 Land $36,102 Building $149,502 | $556,812 Land $108,306 Building $448,506 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 515 Franklin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 515 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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