Kane County property record for 401 Franklin St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,730 sqft · built 1858 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Trust Name on File |
| Last Sale | $425,000 (Sep 2013) |
| Tax Bill | $20,482 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-454-010 |
| Primary APN | 12-03-454-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,730 sqft Living Area |
| Gross Area | 4,930 sqft |
| Basement Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1858 |
|---|---|
| Effective Year Built | Effective 1858 |
| Lot Area | 7,200 sqft (0.165 acres) |
| View / Lot | Corner |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 401 FRANKLIN ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E12 1/3 S 100 LOT 9&10 BLOCK 67 |
| Legal Subdivision | GENEVA |
| Legal Block | 2 |
| Legal Lot Number | 9&10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 852608 |
401 Franklin St is owner-occupied and held in a trust since October 2019.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 401 FRANKLIN ST, GENEVA, IL 60134-2640 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 10, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2013 · Amount on File |
| Deed Sale | Sep 4, 2013 · Amount on File |
| Prior Sale | Jul 1, 2008 · Amount on File |
| Deed Document Number | 201364689 |
| Last Transfer Date | Oct 2, 2019 |
| Transfer Doc | 0000007524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 401 FRANKLIN ST, GENEVA, IL 60134-2640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ENTITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000026583 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 2019K026583 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 10, 2019 |
| Property Address | 401 FRANKLIN ST, GENEVA, IL 60134-2640 |
| Document Number | 0000013931 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 13931 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 FRANKLIN ST GENEVA IL 601342640, GENEVA, IL 60134-2640 |
The 2025 property tax bill for 401 Franklin St was $20,482 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,482.00 Homeowner's exemption | $291,596 (+8.5%) Land $48,161 Building $243,435 | $875,138 (+8.5%) Land $144,541 Building $730,597 |
| 2024 | $268,752 Land $44,388 Building $224,364 | $806,579 Land $133,217 Building $673,361 | |
| 2022 | $16,366.00 (+3.45%) Homeowner's exemption | $227,021 (+3.86%) Land $37,496 Building $189,525 | $681,063 (+3.86%) Land $112,488 Building $568,575 |
| 2021 | $15,820.00 Homeowner's exemption | $218,583 Land $36,102 Building $182,481 | $655,749 Land $108,306 Building $547,443 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Franklin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 401 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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