Cass County property record for 421 E Division St, Dowagiac, MI 49047 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1880 |
| Square Footage | 1,298 sqft Building Perimeter |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $39,500 (2023) |
| Tax Bill | $1,100.00 (2025) |
| Primary APN | 14-160-300-831-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,298 sqft Building Perimeter |
| 1st Floor | 964 sqft 1st Floor |
| Basement Area | 574 sqft Basement |
| Unfinished Basement | 574 sqft Unfinished |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 421 E DIVISION ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1426 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | . DW 2155 COM AT SW COR LOT 5, N 10 RDS, E 4 RDS, S 10 RDS, W 4 RDS TO PL OF BEG. JOEL H. SMITH'S ADD CITY OF DOWAGIAC. |
| Legal Subdivision | JOEL H SMITHS ADD |
| Legal Lot Number | 5 |
| Jurisdiction | CASS MI |
| Minor Civil Division | DOWAGIAC |
| Census Blockgroup | 5 |
| Census Block | 5027 |
| Census Tract | 2000 |
Source: Cass County records · APN 14-160-300-831-00
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 421 E DIVISION ST, DOWAGIAC, MI 49047-1426 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Aug 29, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 06, 2023 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2023 · Amount on Record |
| Deed Sale | Dec 06, 2023 · Amount on Record |
| Deed Doc Number | 2023208250 |
| Deed Book / Page | 1240 / 1058 |
| Last Transfer Date | Mar 29, 2025 |
| Transfer Doc | 0000220721 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 421 E DIVISION ST, DOWAGIAC, MI 49047-1426 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 01264/2373 |
|---|---|
| Date | Aug 29, 2025 |
| Book Page | 1264/2373 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Dec 06, 2023 |
| Property Address | 421 E DIVISION ST, DOWAGIAC, MI 49047-1426 |
| Document Number | 01240/1058 |
| Book / Page | 1240 / 1058 |
| Instrument Date | Dec 01, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $296.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 E DIVISION ST, DOWAGIAC, MI 49047-1426 |
| Name | Verified Name |
|---|---|
| Address | 421 E DIVISION ST, DOWAGIAC, MI 49047-1426 |
Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,500 (+16.97%) | $91,000 (+16.97%) | |
| 2025 | $1,100.00 (+38.71%) Homeowner's exemption | $38,900 (+25.89%) Land $38,900 | $77,800 (+25.89%) Land $77,800 |
| 2023 | $30,900 | $61,800 | |
| 2022 | $793.00 |
421 E Division St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Cass County (26027C), updated September 5, 2007
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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