407 E Canal St, #409, Troy, OH 45373 Property Records

Miami County property record for 407 E Canal St, #409, Troy, OH 45373

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,200 sqft · built 1920
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$171,000 (May 2021)
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-003180`

Property Details

APN / Parcel Number

Primary APN	`D08-003180`
Alternative APNs	`050627.2-17-009-00` `D08SE012 00800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,200 sqft Total Area
1st Floor Area	2,632 sqft
Upper Floors Area	884 sqft
Basement Area	442 sqft
Unfinished Basement	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	66 ft deep x 52 ft wide

Exterior Amenities

Porch	Slab
Porch Area	614 sqft
Shed	1 Shed
Shed Area	220 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	407 E CANAL ST, 409
City	TROY
State	OH
Zip	45373-3616
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	IL-119 55.5 X 66.4 SE COR
Legal Lot Number	119
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2008
Census Tract	365200

Owner

407 E Canal St, #409 is owned by a company that bought it in May 2021.

Source: Miami County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	407 E CANAL ST, 409, TROY, OH 45373-3616
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
Dec 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage SUPERIOR CU INC
May 14, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Prior Sale	Jan 31, 1992 · Amount on File
Deed Document Number	20212021OR-08482
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	407-409 E CANAL ST, TROY, OH 45373
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4156 HEYBRIDGE AVE, HILLIARD, OH 43026-1900

Mortgage

Document Number	0000010844
Date	Oct 2, 2023
Instrument	2023OR-10844

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	215 Months
Due	Sep 24, 2041

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	407-409 E CANAL ST, TROY, OH 45373
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020954
Date	Dec 3, 2021
Instrument	2021OR-20954

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Dec 16, 2023

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	May 14, 2021
Property Address	407-409 E CANAL ST, TROY, OH 45373
Document Number	0000008482
Map Reference	VOL 13 PG 165
Instrument Date	May 14, 2021
Instrument	2021OR-08482
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15595 WAYNESFIELD RD, WAYNESFIELD, OH 45896-9620

Tax Assessment & Valuation

The 2025 property tax bill for 407 E Canal St, #409 was $2,402, up 32.2% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,402.00 (+32.2%)	$70,780 (+50.24%) Land $5,710 Building $65,070	$202,200 Land $16,300 Building $185,900
2024	$1,817.00 (+2.19%)	$47,110 (-) Land $5,950 Building $41,160
2023	$1,778.00 (+16.9%)	$47,110 (-) Land $5,950 Building $41,160	$134,600 (-) Land $17,000 Building $117,600
2022	$1,521.00	$47,110 Land $5,950 Building $41,160	$134,600 Land $17,000 Building $117,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 E Canal St, #409 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 407 E Canal St, #409 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI CO-CAMP TROY PWS private · serves 3,813 people · EPA ID OH5502503
Water Source	Purchased groundwater from TROY CITY PWS
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, Verizon, Watch TV.

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