DeSoto County property record for 4276 Ridgemont Rd, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,090 sqft · built 2018 |
| Lot Size | 0.228 acres (9,948 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,600 (Dec 2018) |
| Tax Bill | $971 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-06-1-11-14-0-00079-00 |
| Primary APN | 2-06-1-11-14-0-00079-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,090 sqft Adjusted Area |
| 1st Floor Area | 1,758 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,948 sqft (0.228 acres) |
| Lot Dimensions | 119 ft deep x 78 ft wide |
| Street Address | 4276 RIDGEMONT RD |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-5558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | NORTH COLLEGE CROSSING LOT 79 |
| Legal Range | 006 |
| Legal Township | 02S |
| Legal Section | 11 |
| Legal Subdivision | NORTH COLLEGE CROSSING |
| Legal Lot Number | 79 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 70721 |
4276 Ridgemont Rd is owned and occupied by two individuals who bought it in December 2018.
Source: DeSoto County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4276 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS NATL BANK MERIDIAN |
| Mar 3, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 27, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 10, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage BARTLETT MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2018 · Amount on File |
| Deed Sale | Dec 10, 2018 · Amount on File |
| Deed Book / Page | 875 / 109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4276 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004558/556 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 4558/556 |
| Instrument | T04558-00556 |
| Name | CITIZENS NATL BANK MERIDIAN |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4276 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4276 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Document Number | 005174/265 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 5174/265 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4276 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004912/499 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 4912/499 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 10, 2018 |
| Property Address | 4276 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Document Number | 000875/109 |
| Book / Page | 0875 / 109 |
| Map Reference | MB 105 PG 6 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, MEMPHIS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3420 S HOUSTON LEVEE RD, 3420, GERMANTOWN, TN 38139-8017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4276 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Document Number | 0004648271 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 4648/271 |
| Name | BARTLETT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 4276 Ridgemont Rd was $971.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $971.00 | $15,890 Land $3,000 Building $12,890 | $158,895 Land $30,000 Building $128,895 |
| 2023 | $1,145.00 | $15,890 | $158,895 Land $30,000 Building $128,895 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4276 Ridgemont Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2013–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4276 Ridgemont Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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