DeSoto County property record for 4258 Ridgemont Rd, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,029 sqft · built 2014 |
| Lot Size | 0.23 acres (10,054 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,131 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-06-1-11-14-0-00078-00 |
| Primary APN | 2-06-1-11-14-0-00078-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,029 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,054 sqft (0.23 acres) |
| Lot Width | 71 ft Width |
| Patio Area | 168 sqft |
| Street Address | 4258 RIDGEMONT RD |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-5558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | NORTH COLLEGE CROSSING LOT 78 |
| Legal Range | 06 |
| Legal Township | 02 |
| Legal Section | 11 |
| Legal Subdivision | NORTH COLLEGE CROSSING |
| Legal Lot Number | 78 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 70721 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4258 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage REGIONS BANK |
| Feb 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 10, 2018 | Deed of Trust, Mortgage · FHA Mortgage REGIONS BANK |
| Oct 10, 2018 | Warranty Deed, Transfer · FHA Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2018 |
| Deed Sale | Oct 10, 2018 |
| Prior Sale | Aug 25, 2014 |
| Deed Document Number | 0000870089 |
| Deed Book / Page | 0870 / 089 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4258 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4258 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Document Number | 0005490/87 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 5490/87 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | CORDOVA, TN 38016 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4258 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4258 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Document Number | 0005471/51 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 5471/51 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4258 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4258 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Document Number | 4619/578 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 4619/578 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 10, 2018 |
| Property Address | 4258 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Document Number | 000870/089 |
| Book / Page | 0870 / 089 |
| Map Reference | MB 105 PG 6 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6366 MOONDANCE CV, 6366, OLIVE BRANCH, MS 38654-9061 |
| Name | Verified Name |
|---|---|
| Address | 4258 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5558 |
| Investor | Possibly a Property Investor |
| Document Number | 0004619578 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 4619/578 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,131.00 (+18.26%) | $20,995 (+36.31%) Land $3,000 Building $17,995 | $209,946 (+36.31%) Land $30,000 Building $179,946 |
| 2023 | $1,802.00 | $15,402 | $154,023 Land $30,000 Building $124,023 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2013–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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