4253 Ridgemont Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4253 Ridgemont Rd, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,877 sqft · built 2017
Lot Size	0.252 acres (10,973 sqft)
Owner	Individual Name on File
Last Sale	$303,240 (May 2026)
Tax Bill	$1,882 (2025)
Deeds & Mortgages	Jan 2017 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-06-1-11-14-0-00065-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-1-11-14-0-00065-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,877 sqft Adjusted Area
1st Floor Area	1,633 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,973 sqft (0.252 acres)
Lot Dimensions	156 ft deep x 70 ft wide
Patio Area	139 sqft

Location & Zoning

Street Address	4253 RIDGEMONT RD
City	OLIVE BRANCH
State	MS
Zip	38654-5552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	NORTH COLLEGE CROSSING LOT 65
Legal Range	006
Legal Township	02S
Legal Section	11
Legal Subdivision	NORTH COLLEGE CROSSING
Legal Lot Number	65
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	2
Census Block	2006
Census Tract	70721

Owner

4253 Ridgemont Rd is owned and occupied by an individual who bought it in May 2026.

Source: DeSoto County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4253 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY MORTGAGE CORP
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Jan 16, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP
Jan 25, 2017	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE, MEMPHIS TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Jan 16, 2020 · Amount on File
Deed Document Number	2026
Deed Book / Page	1026 / 9163
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4253 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5552
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	LEMHI TITLE COMPANY, MEMPHIS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004294/449
Date	Jan 25, 2017
Book Page	4294/449

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 28, 2026
Property Address	4253 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5552
Document Number	01026/9163
Book / Page	1026 / 9163
Instrument Date	May 27, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4253 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5552

Mortgage

Document Number	5663058755,
Date	May 28, 2026
Book Page	5663/58755

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 16, 2020
Property Address	4253 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5552
Document Number	000909/399
Book / Page	0909 / 399
Map Reference	MB 105 PG 6
Instrument Date	Jan 13, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9056 STONE WALK PL, 9056, GERMANTOWN, TN 38138-7838

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4253 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5552
Investor	Possibly a Property Investor

Mortgage

Document Number	0004869415
Date	Jan 16, 2020
Instrument	4869/415

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 25, 2017
Property Address	4253 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5552
Document Number	000813/522
Book / Page	0813 / 522
Map Reference	PL 105 PG 6
Instrument Date	Jan 20, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, MEMPHIS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1364 CORDOVA CV, 1364, GERMANTOWN, TN 38138-2207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4253 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5552

Tax Assessment & Valuation

The 2025 property tax bill for 4253 Ridgemont Rd was $1,882.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,882.00	$18,850 Land $3,000 Building $15,850	$188,500 Land $30,000 Building $158,500
2023	$1,598.00	$13,911	$139,114 Land $30,000 Building $109,114

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4253 Ridgemont Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2013–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4253 Ridgemont Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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