DeSoto County property record for 4307 Ridgemont Rd, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,753 sqft · built 2017 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Company Name on Record |
| Last Sale | $546,310,000 (Oct 2025) |
| Tax Bill | $2,898 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-06-1-11-14-0-00061-00 |
| Primary APN | 2-06-1-11-14-0-00061-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,753 sqft Adjusted Area |
| 1st Floor Area | 2,280 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 139 ft deep x 71 ft wide |
| Street Address | 4307 RIDGEMONT RD |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-5554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | NORTH COLLEGE CROSSING LOT 61 |
| Legal Range | 006 |
| Legal Township | 02S |
| Legal Section | 11 |
| Legal Subdivision | NORTH COLLEGE CROSSING |
| Legal Lot Number | 61 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 70721 |
Source: DeSoto County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 401 CONGRESS AVE, 33, AUSTIN, TX 78701-3792 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Oct 15, 2025 | Intrafamily Transfer, Transfer |
| Dec 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS CAPITAL BANK |
| Dec 8, 2017 | Deed, Subdivision Related Transfer MEMPHIS TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Prior Sale | Apr 21, 2025 · Amount on Record |
| Deed Document Number | 2025 |
| Deed Book / Page | 1025 / 19516 |
| Prior Transfer Date | Oct 9, 2025 |
| Prior Transfer Doc | 1025019516 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4307 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5554 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 5662/105720 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 5662/105720 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 15, 2025 |
| Property Address | 4307 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5554 |
| Document Number | 1025/19516 |
| Book / Page | 1025 / 19516 |
| Map Reference | MB 105 PG 6 |
| Instrument Date | Oct 9, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 CONGRESS AVE # AVE3RD, AVE3RD, AUSTIN, TX 78701-4071 |
| Name | Verified Name |
|---|---|
| Address | 401 CONGRESS AVE # 33RD, AUSTIN, TX 78701-3542 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4307 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5554 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004463/105 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 4463/105 |
| Instrument | T04463-00105 |
| Name | PLAINS CAPITAL BANK |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 8, 2017 |
| Property Address | 4307 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5554 |
| Document Number | 000843/043 |
| Book / Page | 843 / 043 |
| Map Reference | PB 105 PG 6 |
| Instrument Date | Nov 30, 2017 |
| Instrument | W00843-00043 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | MEMPHIS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1364 CORDOVA CV, 1364, GERMANTOWN, TN 38138-2207 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4307 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5554 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,898.00 (+16.67%) | $25,032 (+37.49%) Land $3,000 Building $22,032 | $250,322 (+37.49%) Land $30,000 Building $220,322 |
| 2024 | $2,484.00 | $18,207 (-) Land $3,000 Building $15,207 | $182,069 (-) Land $30,000 Building $152,069 |
| 2023 | $2,484.00 | $18,207 | $182,069 Land $30,000 Building $152,069 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2013–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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