4241 Ridgemont Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4241 Ridgemont Rd, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,199 sqft · built 2011
Lot Size	0.252 acres (10,966 sqft)
Owner	Individual Name on Record
Last Sale	$338,100 (Jun 2026)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-06-1-11-14-0-00066-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-1-11-14-0-00066-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,199 sqft Adjusted Area
1st Floor Area	1,734 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	10,966 sqft (0.252 acres)
Lot Dimensions	156 ft deep x 70 ft wide

Location & Zoning

Street Address	4241 RIDGEMONT RD
City	OLIVE BRANCH
State	MS
Zip	38654-5552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	NORTH COLLEGE CROSSING LOT 66
Legal Range	006
Legal Township	02S
Legal Section	11
Legal Subdivision	NORTH COLLEGE CROSSING
Legal Lot Number	66
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	2
Census Block	2006
Census Tract	70721

Owner

Source: DeSoto County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4241 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE, INC
May 26, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Nov 6, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Dec 27, 2011 · Amount on Record
Deed Book / Page	1026 / 10644
Prior Transfer Date	Nov 3, 2025
Prior Transfer Doc	1025/21560
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 18, 2026
Property Address	4241 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5552
Document Number	1026010644
Book / Page	1026 / 10644
Instrument Date	Jun 11, 2026
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	MAGNOLIA TITLE LCC, MAGNOLIA TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4241 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5552

Mortgage

Document Number	5663068183,
Date	Jun 18, 2026
Book Page	5663/68183

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4241 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5552
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4241 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5552
Investor	Possibly a Property Investor

Mortgage

Document Number	005251/435
Date	May 26, 2021
Book Page	5251/435

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Nov 6, 2025
Property Address	4241 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5552
Document Number	1025/21560
Book / Page	1025 / 21560
Map Reference	MB 105 PG 6&7
Instrument Date	Nov 3, 2025
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4675 JONATHAN DR, HORN LAKE, MS 38637-8959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4241 RIDGEMONT RD, OLIVE BRANCH, MS 38654-5552

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,279.00 (+18.51%)	$22,274 (+36.73%) Land $3,000 Building $19,274	$222,739 (+36.72%) Land $30,000 Building $192,739
2024	$1,923.00	$16,291 (-) Land $3,000 Building $13,291	$162,913 (-) Land $30,000 Building $132,913
2023	$1,923.00	$16,291	$162,913 Land $30,000 Building $132,913

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2013–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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