427 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 427 E Monterey St, Denison, TX 75021 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 784 sqft · built 1925
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on File
Tax Bill$1,623 (2025)
Deeds & MortgagesOct 2020 Sale
Sep 2020 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APND029 3085072

Property Details

APN / Parcel Number

Primary APND029 3085072
Alternative APN
  • 147028

Interior

Full Baths1 Bath
Stories1 Story
Building Area784 sqft Living Area
Gross Area994 sqft
1st Floor Area784 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1972
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area408 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address427 E MONTEREY ST
CityDENISON
StateTX
Zip75021-6601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND VIEW ADDN, BLOCK 12, LOT 19, ACRES .1607
Legal SubdivisionHIGHLAND VIEW ADDN
Legal Block12
Legal Lot Number19
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1002
Census Tract600

Owner

Source: Grayson County records · APN D029 3085072

Assessment roll updated August 11, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address775 VZ COUNTY ROAD 3411, WILLS POINT, TX 75169-7607
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Sep 29, 2020Deed of Trust, Construction Loan · Construction Mortgage
BON BINI HOLDINGS LLC
Apr 09, 2020Warranty Deed, Construction Loan
ANCHOR LNS
Sep 18, 2018Warranty Deed, Transfer
FIRST BK
Apr 03, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2025
Deed SaleMay 05, 2025
Prior SaleOct 29, 2020
Deed Document Number202511240
Prior Transfer DateFeb 09, 2009
Prior Transfer Doc0000003155
Record UpdatedJun 08, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateOct 29, 2020
Property Address427 E MONTEREY ST, DENISON, TX 75021-6601
Document Number0000029912
Instrument DateOct 28, 2020
Instrument29912
Transaction TypeTransfer
Record UpdatedNov 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2007 TIMBERGROVE CIR DALLAS TX 752083362, DALLAS, TX 75208-3362

September 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Recording DateSep 29, 2020
Property Address427 E MONTEREY ST, DENISON, TX 75021-6601
Document Number0000026403
Instrument DateSep 28, 2020
Instrument26403
Transaction TypeConstruction Loan
Record UpdatedOct 23, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 251147 PLANO TX 750251147, PLANO, TX 75025-1147

Mortgage

Document Number0000026403
DateSep 29, 2020
Instrument26403
Lender
NameBON BINI HOLDINGS LLC
Address1336 LOMA LINDA CT, SARASOTA, FL 34239-2426
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 28, 2021

April 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateApr 09, 2020
Property Address427 E MONTEREY ST, DENISON, TX 75021-6601
Document Number0000008701
Instrument DateApr 02, 2020
Instrument8701
Transaction TypeConstruction Loan
Record UpdatedSep 11, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1902 AUGUSTA DR #19 HOUSTON TX 770573118, 19, HOUSTON, TX 77057-3118

Mortgage

Document Number8702
DateApr 09, 2020
Instrument8702
Lender
NameANCHOR LNS
TypeFunding / Finance Company
AddressCALABASAS, CA 91302
Agreement
AmountAmount Recorded

Mortgage

Document Number8703,
DateApr 09, 2020
Instrument8703
Lender
NameBEDROCK MTG FUND LLC
AddressCUMMING, GA 30041
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 08, 2021

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateSep 18, 2018
Property Address427 E MONTEREY ST, DENISON, TX 75021-6601
Document Number0000021148
Instrument DateSep 13, 2018
Instrument21148
Transaction TypeTransfer
Record UpdatedOct 09, 2018
Title CompanyREPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 SLOAN XING FAIRVIEW TX 750698762, FAIRVIEW, TX 75069-8762

Mortgage

Document Number21149
DateSep 18, 2018
Instrument21149
Lender
NameFIRST BK
TypeBank
AddressFRISCO, TX 75033
Agreement
AmountAmount Recorded
Term60 Months
DueSep 17, 2023

April 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionGRAYSON TX
Recording DateApr 03, 2018
Property Address427 E MONTEREY ST, DENISON, TX 75021-6601
Document Number0000007229
Instrument DateApr 03, 2018
Instrument7229
Transaction TypeForeclosure
Record UpdatedApr 18, 2018

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address301 S SHERMAN ST #117 RICHARDSON TX 750814176, 117, RICHARDSON, TX 75081-4176

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,623.00 (-0.25%)$70,038 (-12.22%) Land $34,790 Building $35,248$70,038 (-12.22%) Land $34,790 Building $35,248
2024$1,627.00 (+34.35%)
2023$79,785 Land $44,800 Building $34,985$79,785 Land $44,800 Building $34,985
2022$1,211.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810006001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 34% of the US · above 10% of Texas
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 384 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Clarity TelecomFiber5,000 / 5,000
Cable OneCable1,000 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group, T-Mobile USA, Texoma Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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