430 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 430 E Monterey St, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,338 sqft · built 2019
Lot Size	0.166 acres (7,248 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,102 (2024)
Deeds & Mortgages	Aug 2024 Mortgage Sep 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D029 3085074`

Property Details

APN / Parcel Number

Primary APN	`D029 3085074`
Alternative APN	`147030`

Interior

Stories	1 Story
Building Area	1,338 sqft Living Area
1st Floor Area	1,338 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Lot Area	7,248 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	164 sqft
Deck Area	220 sqft

Location & Zoning

Street Address	430 E MONTEREY ST
City	DENISON
State	TX
Zip	75021-6658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND VIEW ADDN, BLOCK 13, LOT 1, ACRES .1664
Legal Subdivision	HIGHLAND VIEW ADDN
Legal Block	13
Legal Lot Number	1
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1011
Census Tract	600

Owner

Source: Grayson County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 E MONTEREY ST, DENISON, TX 75021-6658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 15, 2025	Warranty Deed, Transfer RED RIV TITLE COMPANY, RED RIVER TITLE CO
Mar 30, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage JEJE HOLDINGS LLC
Jul 25, 2019	Vendor's Lien, Transfer · Line of Credit LANDMARK BANK
Jul 3, 2018	Warranty Deed, Transfer GRAYSON COUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025
Deed Sale	Sep 15, 2025
Prior Sale	Mar 30, 2022 · Amount on Record
Deed Document Number	202523870
Prior Transfer Date	Jul 24, 2019
Prior Transfer Doc	0000017682
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	430 E MONTEREY ST, DENISON, TX 75021-6658
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 E MONTEREY ST, DENISON, TX 75021-6658

Mortgage

Document Number	0000023235
Date	Aug 28, 2024
Instrument	2024-23235

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Sep 15, 2025
Property Address	430 E MONTEREY ST, DENISON, TX 75021-6658
Document Number	0000023870
Map Reference	VOL 246 PG 514
Instrument Date	Sep 15, 2025
Instrument	2025-23870
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	430 E MONTEREY ST, DENISON, TX 75021-6658

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 30, 2022
Property Address	430 E MONTEREY ST, DENISON, TX 75021-6658
Document Number	0000010647
Instrument Date	Jan 1, 2022
Instrument	2022-10647
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 S HOUSTON AVE, DENISON, TX 75021-3017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 E MONTEREY ST, DENISON, TX 75021-6658
Investor	Possibly a Property Investor

Mortgage

Date	Mar 30, 2022

Lender

Name	JEJE HOLDINGS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jul 25, 2019
Property Address	430 E MONTEREY ST, DENISON, TX 75021-6658
Document Number	0000017682
Map Reference	VOL 246 PG 514
Instrument Date	Jul 24, 2019
Instrument	2019-00017682
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 S HOUSTON AVE, DENISON, TX 75021-3017

Mortgage

Document Number	0000017686
Date	Jul 25, 2019
Instrument	2019-00017686

Lender

Name	LANDMARK BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jul 3, 2018
Property Address	430 E MONTEREY ST, DENISON, TX 75021-6658
Document Number	0000014897
Instrument Date	Jun 13, 2018
Instrument	14897
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	GRAYSON COUNTY TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 S HOUSTON AVE DENISON TX 750213017, DENISON, TX 75021-3017

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$235,440 (+2.46%) Land $38,135 Building $197,305	$235,440 (+2.46%) Land $38,135 Building $197,305
2024	$5,102.00
2023	Homeowner's exemption	$229,777 Land $46,400 Building $183,377	$229,777 Land $46,400 Building $183,377
2022	$3,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, TekWav.

Nearby Properties on E Monterey St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures