416 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 416 E Monterey St, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,111 sqft · built 2008
Lot Size	0.166 acres (7,248 sqft)
Owner	Individual Name on Record
Tax Bill	$2,917 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D029 3085077`

Property Details

APN / Parcel Number

Primary APN	`D029 3085077`
Alternative APN	`147033`

Interior

Full Baths	1 Bath
Building Area	1,111 sqft Living Area
1st Floor Area	1,111 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2012
Lot Area	7,248 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	360 sqft
Porch	Open Porch
Porch Area	329 sqft
Utility Building	100 sqft

Location & Zoning

Account Number	147033
Old Parcel Number	D029 3085077
Street Address	416 E MONTEREY ST
City	DENISON
State	TX
Zip	75021-6658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND VIEW ADDN, BLOCK 13, LOT 6, ACRES .1664
Legal Subdivision	HIGHLAND VIEW ADDN
Legal Block	13
Legal Lot Number	6
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1010
Census Tract	600

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 E MONTEREY ST, DENISON, TX 75021-6658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 3, 2018	Vendor's Lien, Transfer CERTAINTY HOME LOANS LLC
Jun 8, 2018	Warranty Deed, Transfer RED RIVER TITLE INC
Jun 8, 2018	Affidavit of Death, Transfer RED RIVER TITLE INC
May 18, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2022
Deed Sale	Dec 22, 2022
Prior Sale	Jul 3, 2018
Deed Document Number	2022-40267
Record Updated	Jun 7, 2026

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Dec 22, 2022
Property Address	416 E MONTEREY ST, DENISON, TX 75021-6658
Document Number	0000040267
Map Reference	VOL 246 PG 514
Instrument Date	Dec 22, 2022
Instrument	2022-40267
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 CRYSTAL DR, SHERMAN, TX 75090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E MONTEREY ST, DENISON, TX 75021-6658

Mortgage

Document Number	0000040268
Date	Dec 22, 2022
Instrument	2022-40268

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jul 3, 2018
Property Address	416 E MONTEREY ST, DENISON, TX 75021-6658
Document Number	0000014922
Map Reference	VOL246 PG514
Instrument Date	Jul 2, 2018
Instrument	2018-00014922
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 OLD SIVELLS BEND RD, GAINESVILLE, TX 76240-2104

Mortgage

Document Number	0000014924
Date	Jul 3, 2018
Instrument	2018-00014924

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 8, 2018
Property Address	416 E MONTEREY ST, DENISON, TX 75021-6658
Document Number	0000012862
Instrument Date	Jun 7, 2018
Instrument	12862
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	RED RIVER TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E MONTEREY ST DENISON TX 750216658, DENISON, TX 75021-6658

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	GRAYSON TX
Recording Date	Jun 8, 2018
Property Address	416 E MONTEREY ST, DENISON, TX 75021-6658
Document Number	0000012861
Instrument Date	Jun 7, 2018
Instrument	12861
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	RED RIVER TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 SHERYL LN DENISON TX 750213150, DENISON, TX 75021-3150

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	May 18, 2018
Property Address	416 E MONTEREY ST, DENISON, TX 75021-6658
Document Number	0000011130
Instrument Date	Apr 5, 2018
Instrument	11130
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E MONTEREY ST DENISON TX 750216658, DENISON, TX 75021-6658

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,535 (-11.19%) Land $34,293 Building $131,242	$165,535 (-11.19%) Land $34,293 Building $131,242
2024	$2,917.00 (+7.92%)
2023		$186,402 Land $34,075 Building $152,327	$186,402 Land $34,075 Building $152,327
2022	$2,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, TekWav.

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