Grayson County property record for 423 E Monterey St, Denison, TX 75021
| Property Type | Single Family Home |
|---|---|
| Details | 1,208 sqft · built 2023 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,425 (Apr 2024) |
| Tax Bill | $5,278 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Jun 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D029 3085070 |
| Primary APN | D029 3085070 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Street Address | 423 E MONTEREY ST |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75021-6601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND VIEW ADDN, BLOCK 12, LOT 17, ACRES .1607 |
| Legal Subdivision | HIGHLAND VIEW ADDN |
| Legal Block | 12 |
| Legal Lot Number | 17 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 600 |
Source: Grayson County records, as of September 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 140 LOZIER TER, RIVER EDGE, NJ 07661-1709 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed, Transfer · Conventional Mortgage BRAZOS NATIONAL BANK |
| Jun 26, 2023 | Deed of Trust, Mortgage · Construction Mortgage AMERISTATE BANK |
| Feb 28, 2023 | Warranty Deed, Transfer CHAMPIONS TITLE COMPANY, CHAPIN TITLE COMPANY |
| Sep 19, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on Record |
| Deed Sale | Apr 2, 2024 · Amount on Record |
| Prior Sale | Feb 28, 2023 |
| Deed Document Number | 20248638 |
| Prior Transfer Date | Aug 26, 2022 |
| Prior Transfer Doc | 0000031338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Apr 2, 2024 |
| Property Address | 423 E MONTEREY ST, DENISON, TX 75021-6601 |
| Document Number | 0000008638 |
| Map Reference | VOL 246 PG 514 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 2024-8638 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | GRAYSON COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 LOZIER TER, RIVER EDGE, NJ 07661-1709 |
| Document Number | 0000008639 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 8639 |
| Name | BRAZOS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 423 E MONTEREY ST, DENISON, TX 75021-6601 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Title Company | NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 110 S HOUSTON AVE, DENISON, TX 75021-3017 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016296 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023-16296 |
| Name | AMERISTATE BANK |
|---|---|
| Type | Bank |
| Address | ATOKA, OK 74525 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jun 30, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Feb 28, 2023 |
| Property Address | 423 E MONTEREY ST, DENISON, TX 75021-6601 |
| Document Number | 0000004904 |
| Map Reference | VOL 246 PG 514 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 2023-4904 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Title Company | CHAMPIONS TITLE COMPANY, CHAPIN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1251 SUMMERS RD, SWEENY, TX 77480 |
| Name | Verified Name |
|---|---|
| Address | 110S HOUSTON, DENISON, TX 75021 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Sep 19, 2022 |
| Property Address | 423 E MONTEREY ST, DENISON, TX 75021-6601 |
| Document Number | 0000031338 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022-31338 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 503 SUMMER MIST LN, ROSENBERG, TX 77469-4674 |
| Name | Verified Name |
|---|---|
| Address | 1251 SUMMER PARK LN, KATY, TX 77450-4610 |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $230,074 (+582.02%) Land $37,170 Building $192,904 | $230,074 (+582.02%) Land $37,170 Building $192,904 | |
| 2024 | $5,278.00 (+992.75%) | ||
| 2023 | $33,734 Land $33,734 | $33,734 Land $33,734 | |
| 2022 | $483.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Bluepeak Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink, T-Mobile, TekWav.
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