500 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 500 E Monterey St, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,112 sqft · built 1940
Lot Size	0.238 acres (10,402 sqft)
Owner	Individual Name on Record
Tax Bill	$3,285 (2024)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D029 3007069`

Property Details

APN / Parcel Number

Primary APN	`D029 3007069`
Alternative APN	`146753`

Interior

Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Utility Area	45 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1994
Lot Area	10,402 sqft (0.238 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	617 sqft
Utility Building	160 sqft

Location & Zoning

Account Number	146753
Old Parcel Number	D029 3007069
Street Address	500 E MONTEREY ST
City	DENISON
State	TX
Zip	75021-6460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT, LOT 120 & 121, ACRES .2388
Legal Subdivision	BELMONT
Legal Lot Number	120,121 121
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1014
Census Tract	600

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	500 E MONTEREY ST, DENISON, TX 75021-6460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 1, 2019	Loan Modification, Mortgage S & D PROPS
May 25, 2017	Grant Deed, Transfer S & D PROPS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2025
Deed Sale	Jul 7, 2025
Prior Sale	May 25, 2017
Deed Document Number	2025-17087
Record Updated	Jun 8, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jul 7, 2025
Property Address	500 E MONTEREY ST, DENISON, TX 75021-6460
Document Number	0000017087
Instrument Date	Jul 3, 2025
Instrument	2025-17087
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1306 E TURLEY ST, SHERMAN, TX 75090-8218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E MONTEREY ST, DENISON, TX 75021-6460
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017088
Date	Jul 7, 2025
Instrument	2025-17088

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	500 E MONTEREY ST, DENISON, TX 75021-6460
Document Number	0000002230
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E MONTEREY ST DENISON TX 750216460, DENISON, TX 75021-6460

Mortgage

Document Number	0000002230
Date	Jan 28, 2020
Instrument	2230

Lender

Name	S & D PROPS
Type	Construction/Development Company
Address	SHERMAN, TX 75091

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 27, 2030

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	May 25, 2017
Property Address	500 E MONTEREY ST, DENISON, TX 75021-6460
Document Number	0000011168
Book / Page	006005 / 000171
Instrument Date	Mar 8, 2017
Instrument	11168
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E MONTEREY ST DENISON TX 750216460, DENISON, TX 75021-6460

Mortgage

Document Number	11169
Date	May 25, 2017
Book Page	006005/000175
Instrument	11169

Lender

Name	S & D PROPS
Type	Construction/Development Company
Address	SHERMAN, TX 75091-1438

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,922 (-8.21%) Land $48,776 Building $93,146	$141,922 (-8.21%) Land $48,776 Building $93,146
2024	$3,285.00 (+36.08%)
2023		$154,617 Land $64,064 Building $90,553	$154,617 Land $64,064 Building $90,553
2022	$2,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, TekWav.

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