Frederick County property record for 427 Banksia Dr, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,632 sqft · built 1981 |
| Lot Size | 0.145 acres (6,319 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Dec 2023) |
| Tax Bill | $5,703 (2024) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Aug 2023 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-032511 |
| Primary APN | 02-032511 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 1,944 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,319 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 032511 |
|---|---|
| Street Address | 427 BANKSIA DR |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT 46 SECTION VIII 0.15 ACRE BANKSIA DRIVE |
| Legal Subdivision | CARROLLTON SEC VIII |
| Legal Lot Number | 46 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 765100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 603 WINTERSPICE DR, FREDERICK, MD 21703-4409 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 13, 2023 | Deed, Transfer · Conventional Mortgage OCMBC INC |
| Aug 8, 2023 | Trustee's Deed, Foreclosure · Stand-Alone First Mortgage DAVID SCHWARTZ |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2023 · Amount on Record |
| Deed Sale | Dec 13, 2023 · Amount on Record |
| Prior Sale | Aug 8, 2023 · Amount on Record |
| Transfer Doc | 0049740361 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 13, 2023 |
| Property Address | 427 BANKSIA DR, FREDERICK, MD 21701-6367 |
| Document Number | 0166980479 |
| Book / Page | 16698 / 479 |
| Map Reference | MB 23 PL 28 |
| Instrument Date | Nov 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Title Company | E TITLE LLC, EZ TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 603 WINTERSPICE DR, FREDERICK, MD 21703-4409 |
| Document Number | 0016698486 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 16698/486 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 8, 2023 |
| Property Address | 427 BANKSIA DR, FREDERICK, MD 21701-6367 |
| Document Number | 0165510250 |
| Book / Page | 16551 / 250 |
| Map Reference | MB 23 PG 28 |
| Instrument Date | Aug 2, 2023 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1765 SYKESVILLE RD, SYKESVILLE, MD 21784-5433 |
| Document Number | 0016551255 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 16551/255 |
| Name | DAVID SCHWARTZ |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $337,800 (+22.84%) Land $130,200 Building $207,600 | $337,800 (-) Land $130,200 Building $207,600 | |
| 2024 | $5,703.00 (+13.36%) | ||
| 2023 | $5,031.00 (+13.03%) | $275,000 (+12.89%) | $337,800 (+38.67%) Land $130,200 Building $207,600 |
| 2022 | $4,451.00 | $243,600 Land $77,600 Building $166,000 | $243,600 Land $77,600 Building $166,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures