426 Banksia Dr, Frederick, MD 21701 Property Records

Frederick County property record for 426 Banksia Dr, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,382 sqft · built 1981
Lot Size	0.132 acres (5,734 sqft)
Owner	Individual Name on Record
Last Sale	$161,000 (Sep 2021)
Tax Bill	$5,380 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-032481`

Property Details

APN / Parcel Number

Primary APN	`02-032481`
Alternative APNs	`2032481` `032481`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,382 sqft Living Area
Gross Area	1,694 sqft
1st Floor Area	1,008 sqft
Basement Area	374 sqft
Finished Basement	374 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,734 sqft (0.132 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	032481
Street Address	426 BANKSIA DR
City	FREDERICK
State	MD
Zip	21701-6368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 44 SECTION VIII 0.13 ACRE BANKSIA DRIVE
Legal Subdivision	CARROLLTON
Legal Lot Number	44
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1008
Census Tract	765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	426 BANKSIA DR, FREDERICK, MD 21701-6368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Aug 13, 1993 · Amount on Record
Deed Book / Page	15247 / 83
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	0152470083
Record Updated	Jun 8, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 1, 2021
Property Address	426 BANKSIA DR, FREDERICK, MD 21701-6368
Document Number	0152470083
Book / Page	15247 / 83
Map Reference	MB 23 PG 28
Instrument Date	Jul 29, 2021
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 BANKSIA DR, FREDERICK, MD 21701-6368

Mortgage

Document Number	1524790
Date	Sep 1, 2021
Instrument	15247/90

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$318,700 (+23.13%) Land $127,900 Building $190,800	$318,700 (-) Land $127,900 Building $190,800
2024	$5,380.00 (+13.48%)
2023	$4,741.00	$258,833	$318,700 Land $127,900 Building $190,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20